Indian Overseas Bank has officially released the exam schedule for the Specialist Officer recruitment. The online examination is set to take place on November 16, 2025 (Sunday).
Indian Overseas Bank (IOB), a prominent public sector lender based in Chennai, is recruiting for 127 Specialist Officer (SO) vacancies across MMG Scale II and III. The first phase of the recruitment process consists of an online examination. The Indian Overseas Bank SO Exam Date 2025 is officially confirmed for November 16, 2025 (Sunday).
Indian Overseas Bank SO Notification 2025 PDF Out
The comprehensive IOB Specialist Officer notification was published on September 11, 2025. Prospective candidates are encouraged to review the official advertisement thoroughly to ensure they meet the specific eligibility requirements. You can download the official Indian Overseas Bank SO Notification 2025 from the IOB website or via the direct link provided below.
Indian Overseas Bank SO Recruitment 2025- Highlights
Indian Overseas Bank has opened applications for 127 Specialist Officer positions. Successful candidates will be entitled to a competitive salary package, structured at Rs. 64,820 – 2,340/1 – 67,160 – 2,680/10 – 93,960.
| Indian Overseas Bank Recruitment 2025- Highlights | |
| Organization Name | Indian Overseas Bank |
| Post Name | Specialist Officers in MMG Scale II and III |
| Vacancies | 127 |
| Advt. No. | HRDD/RECT/03/2025-26 |
| Mode of Exam | Online |
| Exam Date | 16th November 2025 (Sunday) |
| Total Questions | 100 |
| Marks | 100 |
| Negative Marking | 1/4th of the mark will be deducted for each incorrect answer |
| Duration of Exam | 2 Hours (120 Minutes) |
| Selection Process | Online Examination and Interview |
| Pay Scale | MMGS II – Rs. 64820 – 2340 / 1 – 67160 – 2680 / 10 – 93960 MMGS III – Rs. 85920 – 2680 / 5 – 99320 – 2980 / 2 – 105280 |
| Official Website | https://www.iob.in/ |
Indian Overseas Bank SO Exam Date 2025 Out
The bank is preparing to conduct the initial online examination for the 127 Specialist Officer vacancies. The Indian Overseas Bank SO Exam Date 2025 has been finalized for November 16, 2025 (Sunday).
Indian Overseas Bank SO Recruitment 2025 Important Dates
Following the release of the recruitment notification, Indian Overseas Bank has officially scheduled the SO online examination for November 16, 2025.
| Events | Dates |
| Indian Overseas Bank SO Notification 2025 | 11th September 2025 |
| Apply Online Starts | 12th September 2025 |
| Last Date to Apply Online | 3rd October 2025 |
| Last Date to Pay the Application Fee | 3rd October 2025 |
| Last Date to Print Applications | 18th October 2025 |
| Indian Overseas Bank SO Admit Card 2025 |
10th November 2025 |
| IOB SO Exam Date | 16th November 2025 (Sunday) |
Indian Overseas Bank Specialist Officers Vacancy 2025
To fill 127 Specialist Officer vacancies in MMG Scale II and III, the bank has published a detailed category-wise and post-wise vacancy distribution, which is provided in the table below.
| Post Name | Grade | UR (GEN) | SC | ST | OBC | EWS | Total |
| Manager (IS Audit) | MMGS II | 5 | 1 | 0 | 2 | 0 | 8 |
| Senior Manager (IS Audit) | MMGS III | 2 | 0 | 0 | 0 | 0 | 2 |
| Manager (Civil) | MMGS II | 3 | 0 | 0 | 2 | 0 | 5 |
| Manager (Architect) | MMGS II | 2 | 0 | 0 | 1 | 0 | 3 |
| Manager (Electrical) | MMGS II | 0 | 0 | 0 | 1 | 0 | 1 |
| Manager (Automobile) | MMGS II | 1 | 0 | 0 | 0 | 0 | 1 |
| Manager (Printing) | MMGS II | 1 | 0 | 0 | 0 | 0 | 1 |
| Manager (Treasury) | MMGS II | 7 | 1 | 0 | 2 | 1 | 11 |
| Manager (Corporate Credit) | MMGS II | 0 | 2 | 1 | 3 | 0 | 6 |
| Senior Manager (Corporate Credit) | MMGS III | 3 | 0 | 0 | 1 | 0 | 4 |
| Manager – IT | MMGS II | 18 | 7 | 2 | 11 | 3 | 41 |
| Senior Manager – IT | MMGS III | 3 | 0 | 0 | 1 | 0 | 4 |
| Manager – Risk | MMGS II | 4 | 0 | 0 | 1 | 0 | 5 |
| Senior Manager – Risk | MMGS III | 4 | 0 | 0 | 1 | 0 | 5 |
| Manager – Information Security | MMGS II | 7 | 1 | 0 | 4 | 1 | 13 |
| Senior Manager – Information Security | MMGS III | 1 | 0 | 0 | 1 | 0 | 2 |
| Manager – Software Engineer (Mobile Apps) | MMGS II | 2 | 0 | 0 | 0 | 0 | 2 |
| Senior Manager – Software Engineer (Mobile Apps) | MMGS III | 1 | 0 | 0 | 0 | 0 | 1 |
| Manager – Software Engineer (Automation Engg.) | MMGS II | 2 | 0 | 0 | 0 | 0 | 2 |
| Manager – Software Engineer (Dot Net) | MMGS II | 2 | 0 | 0 | 0 | 0 | 2 |
| Manager – Software Engineer (Java) | MMGS II | 2 | 0 | 0 | 0 | 0 | 2 |
| Manager – Software Engineer (ML Ops) | MMGS II | 2 | 0 | 0 | 0 | 0 | 2 |
| Manager – Data Scientist | MMGS II | 1 | 0 | 0 | 0 | 0 | 1 |
| Senior Manager – Data Scientist | MMGS III | 1 | 0 | 0 | 0 | 0 | 1 |
| Manager – Data Engineer | MMGS II | 1 | 0 | 0 | 0 | 0 | 1 |
| Senior Manager – Data Engineer | MMGS III | 1 | 0 | 0 | 0 | 0 | 1 |
| Total | 76 | 12 | 3 | 31 | 5 | 127 | |
IOB SO Recruitment 2025 Eligibility Criteria
Before applying for the Indian Overseas Bank SO Recruitment 2025, candidates should verify their eligibility, including educational qualifications and age limits, to ensure their application is successful.
Educational Qualification
The specific educational qualifications required for each Specialist Officer post can be found in the table below.
| Post Name | Educational Qualification | Work Experience |
| Manager (IS Audit) | MCA/ MSc Computer Science/ BE/ B.Tech in Information Technology/ Computer Science/ Electronics/ Electronics and Instrumentation/ Cyber Security Mandatory: CISA (Certified Information Systems Auditor)/CISSP/ISO |
Minimum 2-3 years of experience |
| Senior Manager (IS Audit) | Minimum 4-6 years of experience | |
| Manager (Civil) | Full Time B.E./ B. Tech Degree in Civil Engineering | 3 years of experience in a relevant stream |
| Manager (Electrical) | ||
| Manager (Automobile) | ||
| Manager (Architect) | Bachelor’s in architecture have a valid registration of Council of Architect (CoA) | 3 years of experience |
| Manager- IT | BE / B.Tech/ M.Tech in Computer Science/ BE/ BTech in Information Technology/ Computer Science/ Electronics/ Electronics and Instrumentation/ Cyber Security (OR) MCA/ MSc (Computer Science)/ IT/Cyber Security | 3+ years of post-qualification experience (OR) 3 years of hands-on experience in development work |
| Manager (Treasury) | Degree in any discipline | 2 years of work experience |
| Manager (Information Security) | B.E./ B. Tech in Computer Science / Information Technology/ Electronics & Communication / Cybersecurity / Electronics and Tele Communication / Electronics | 02- Year |
Note: For comprehensive details on academic requirements for various roles, please refer to the official Indian Overseas Bank SO Notification 2025 PDF.
Age Limit (as on 01/09/2025)
| Post Name | Minimum Age | Maximum Age |
| Manager (Information Security) | 24 | 35 |
| Senior Manager – Information Security | 25 | 38 |
| Manager (Expect IS) | 25 | 35 |
| Senior Manager (Expect IS) | 30 | 40 |
Age Relaxation: Upper age limit relaxations are applicable to reserved category candidates in accordance with government regulations.
| Category | Upper Age Relaxation |
| SC/ ST | 5 years |
| OBC (NCL) | 3 years |
| Persons with Benchmark Disabilities | 10 years |
| Persons affected by the 1984 riots | 5 years |
Indian Overseas Bank SO Application Form 2025
The online application process for IOB SO recruitment commenced on September 12, 2025, via the official website (https://www.iob.in/). For ease of access, we have included a direct link below to register for the Specialist Officer (Scale II and III) positions.
Apply Online for Indian Overseas Bank SO 2025
Indian Overseas Bank SO Recruitment 2025 Application Fee
Candidates must pay the required application fee to complete their registration. Payments can be processed securely through various online methods, including Debit/Credit Cards, Internet Banking, or UPI.
- SC/ST/PWD – Rs. 175/-
- For all others – Rs. 1000/-
Steps to Apply for IOB SO Recruitment 2025
Please refer to the step-by-step guide on our website for instructions on how to submit your IOB SO application successfully.
- Go to the official website of Indian Overseas bank, www.iob.in.
- Click on the “Careers” section.
- Find and click on “Recruitment of Specialist Officers”.
- Read the full advertisement to check if you are eligible., then click on “Click here to Register Online.”
- Register by entering the required details linke name, mobile number, Email etc and you will get a Registration Number and Password by email and SMS.
- Log in using the Registration Number and Password and fill in the online application form with correct details.
- Upload your photo, signature, left thumb impression, and handwritten declaration as per the given rules in Annexure I.
- Pay the application fee online and review the form before the final submission
- After submitting, take a printout of the application form for future reference.
Indian Overseas Bank SO Recruitment 2025 Selection Process
The selection process for the Specialist Officer roles is based on a performance-driven approach involving both an online examination and a subsequent personal interview.
- Stage 1 – Online Examination
- Stage 2 – Interview
Indian Overseas Bank SO Exam Pattern 2025
- The IOB SO online examination consists of 100 objective-type questions for a total of 100 marks.
- For each correct answer, 1 mark will be awared and there is negative marking, 1/4th of the mark will be deducted for each incorrect answer
- The objective test will last for 2 hours, with separate section times for each section.
- There will be sectional qualifying marks with 30% for reserved candidates and 35% for unreserved candidates.
| Topics | Total No. of Questions | Total Marks | Time Duration |
| English Language | 25 | 25 | 30 minutes |
| General Awareness with Special Reference to the Banking Industry | 25 | 25 | 30 minutes |
| Professional Knowledge | 50 | 50 | 60 minutes |
| Total | 100 | 100 | 120 minutes |
Indian Overseas Bank Specialist Salary 2025
Selected Specialist Officers will receive an attractive salary package along with standard bank allowances. All appointees will be subject to a 2-year probation period from their date of joining.
- MMGS II – Rs. 64820 – 2340 / 1 – 67160 – 2680 / 10 – 93960
- MMGS III – Rs. 85920 – 2680 / 5 – 99320 – 2980 / 2 – 105280
FAQs
Q1. How many vacancies are released under IOB SO Recruitment 2025?
This recruitment drive aims to fill 127 total vacancies for Specialist Officers across MMG Scale II and III.
Q2. Is Indian Overseas Bank SO Exam Date 2025 Released?
Yes, the official exam date for the Indian Overseas Bank SO 2025 has been confirmed as November 16, 2025.
Is there any negative marking in the Indian Overseas Bank SO Exam 2025?
Yes, there is a negative marking scheme where 1/4 of the marks will be deducted for each incorrect answer.
Also Read:
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- IOB LBO Score Card 2026 Released: Check Cut Off Marks and Final Results
- IOB LBO Interview Call Letter 2025 Out: Download Link for Indian Overseas Bank Local Bank Officer
- IOB SO Admit Card 2025 Released: Download Specialist Officer Call Letter
- IOB SO Result 2025: Check Specialist Officer Merit List & Cut Off Marks