Indian Overseas Bank (IOB) has officially rolled out its recruitment drive for eligible banking professionals and aspirants through the release of the IOB Specialist Officer and Generalist Officer Recruitment 2026 notification. Under advertisement number HRDD/RECT/04/2026-27, the bank aims to fill a total of 291 vacancies spanning across Junior Management Grade Scale I (JMGS I), Middle Management Grade Scale II (MMGS II), and Middle Management Grade Scale III (MMGS III). Qualified candidates looking to build a robust banking career can utilize the active IOB Specialist Officer (SO) Apply Online 2026 Link (Active)- Click to Download to complete their registrations before the deadline.
IOB Specialist & Generalist Officer Recruitment 2026: Overview
Before jumping into the application process, candidates should review the core highlights of the recruitment cycle. All vital parameters regarding the notification are encapsulated in the table below:
| Organization | Indian Overseas Bank (IOB) |
| Post | Generalist & Specialist Officers (Scale I, II & III) |
| Vacancy | 291 |
| Advt. No. | HRDD/RECT/04/2026-27 |
| Mode of Application | Online |
| Registration Dates | 29th August to 15th September 2026 |
| Selection Process | Online Written Exam Personal Interview Document Verification |
| Probation Period | Generalist Officer (Branch Management) in Scale II post- 6 Months Security Officer JMGS I post- 2 Years Other- 1 Year |
| Pay Scale | JMGS I: Rs. 48480-85290 MMGS II: Rs. 64820-93960 MMGS III: Rs. 85920-105280 |
| Official Website | www.iob.bank.in |
Important Dates & Schedule
Applicants must adhere strictly to the timeline issued by Indian Overseas Bank to avoid last-minute technical glitches or payment failures. You can examine the critical registration and fee payment milestones below:
| Events | Dates |
|---|---|
| Apply Online Starts | 29th August 2026 |
| Last Date to Apply Online | 15th September 2026 |
| Last Date to Pay Application Fee | 15th September 2026 |
| Last Date to Edit Application | 15th September 2026 |
| Last Date of Printing Applications | 30th September 2026 |
Vacancy Distribution and Post-Wise Breakdown
The 291 positions are split across various specialized domains and management grades. A thorough look at the category-wise and post-wise breakdown reveals the opportunities available for Scheduled Castes (SC), Scheduled Tribes (ST), Other Backward Classes (OBC), Economically Weaker Sections (EWS), and Unreserved (UR) applicants:
| Post Code | Post Name | Grade | Vacancy | SC | ST | OBC | EWS | UR (GEN) |
|---|---|---|---|---|---|---|---|---|
| 01 | Manager (Branch Manager) | MMGS II | 100 | 15 | 7 | 27 | 10 | 41 |
| 02 | Manager (IT) | MMGS II | 65 | 10 | 5 | 18 | 7 | 25 |
| 03 | Manager (Information Security) | MMGS II | 5 | 1 | 1 | 2 | 1 | 0 |
| 04 | Manager (Information Security Audit) | MMGS II | 5 | 1 | 1 | 2 | 1 | 0 |
| 05 | Senior Manager (IT) | MMGS III | 10 | 2 | 1 | 3 | 1 | 3 |
| 06 | Senior Manager (Information Security) | MMGS III | 3 | 1 | 0 | 1 | 1 | 0 |
| 07 | Senior Manager (Information Security Audit) | MMGS III | 2 | 1 | 1 | 0 | 0 | 0 |
| 08 | Senior Manager (Database Administrator) | MMGS III | 10 | 1 | 0 | 2 | 1 | 6 |
| 09 | Senior Manager (Network Administrator) | MMGS III | 5 | 0 | 0 | 1 | 0 | 4 |
| 10 | Senior Manager (Cyber Security Administrator) | MMGS III | 5 | 0 | 0 | 1 | 0 | 4 |
| 11 | Manager (Credit) | MMGS II | 35 | 8 | 3 | 11 | 2 | 11 |
| 12 | Senior Manager (Credit) | MMGS III | 15 | 2 | 1 | 4 | 1 | 7 |
| 13 | Senior Manager (Risk) | MMGS III | 6 | 1 | 0 | 1 | 1 | 3 |
| 14 | Assistant Manager (Security) | JMGS I | 25 | 3 | 1 | 6 | 2 | 13 |
| Total | 291 | 46 | 21 | 79 | 28 | 117 | ||
Overall category allocations for the 291 vacancies stand at: SC - 46, ST - 21, OBC - 79, EWS - 28, and UR (GEN) - 117.
Eligibility Criteria: Educational Qualifications, Experience & Age
Candidates must satisfy strict eligibility criteria regarding educational background, professional experience, and age limits as of 01/08/2026. The profile requirements are detailed below:
| Post | Educational Qualification | Experience | Age Limit (As on 01/08/2026) |
|---|---|---|---|
| Manager – Branch Management (MMGS II) | Graduation in any discipline | 3 years as an Officer in a Scheduled Bank (min. 2 years in Branch Banking) | 23-33 years |
| Manager – IT (MMGS II) | B.E./B.Tech/MCA/M.Sc. in relevant IT field | 5 years in IT (min. 3 years in Banking/BFSI) | 25-35 years |
| Manager – Information Security (MMGS II) | B.E./B.Tech/M.E./M.Tech in relevant field | 2 years in Information Security domains | 22-32 years |
| Manager – Information Security Audit (MMGS II) | B.E./B.Tech/M.E./M.Tech/MCA | 2 years of relevant experience | 22-32 years |
| Senior Manager – IT (MMGS III) | B.E./B.Tech/MCA/M.Sc. in relevant IT field | 8 years in IT (min. 5 years in Banking/BFSI) | 28-38 years |
| Senior Manager – Information Security (MMGS III) | B.E./B.Tech/M.E./M.Tech in relevant field | 5 years in Information Security domains | 25-35 years |
| Senior Manager – Information Security Audit (MMGS III) | B.E./B.Tech/M.E./M.Tech/MCA | 5 years of relevant experience | 25-35 years |
| Senior Manager – Database Administrator (MMGS III) | B.E./B.Tech/MCA/M.Sc. in relevant field | 8 years in Database Administration (min. 5 years production DBA, 3 years Banking/BFSI) | 28-38 years |
| Senior Manager – Network Administrator (MMGS III) | B.E./B.Tech/M.Tech/MCA | 5 years in Network Operations | 25-35 years |
| Senior Manager – Cyber Security Administrator (MMGS III) | B.E./B.Tech/M.E./M.Tech in relevant field | 5 years in cyber security domains | 25-35 years |
| Manager – Credit (MMGS II) | MBA (Finance)/PGDBA/PGDBM/CA/CMA | 3 years in Bank/Financial Institution (min. 2 years in credit) | 23-33 years |
| Senior Manager – Credit (MMGS III) | MBA (Finance)/PGDBA/PGDBM/CA/CMA | 6 years in Bank/Financial Institution (min. 4 years in credit) | 25-35 years |
| Senior Manager – Risk (MMGS III) | MBA (Finance)/PGDM/Masters in Statistics/Economics or equivalent | 5 years in Risk, Credit, Forex, Treasury, or Finance | 25-35 years |
| Assistant Manager – Security (JMGS I) | Graduate + 3-month Computer/IT certification | Retired JCO (Army/Navy/Air Force) or Inspector-rank (Police/Paramilitary) with min. 5 years’ service | 30-45 years |
Application Fee Structure
The application fee varies by candidate category and must be paid online before the closing date. The fee breakup includes:
| Category | Application Fee |
|---|---|
| SC/ST/PWD | Rs. 175 |
| All Others | Rs. 1000 |
IOB SO Selection Process & Stages
Selection of candidates for the announced posts will be determined through a multi-tier evaluation structure. The stages involved are:
- Online Written Exam
- Personal Interview
- Document Verification
Exam Pattern & Guidelines
The online test consists of objective questions with specific section durations and marking rules. Candidates should take note of the exam guidelines:
- The online examination will consist of 100 objective-type questions.
- The total duration of the objective test is 2 hours, with separate timing for each section.
- There will be a minimum qualifying mark of 30% for reserved candidates and 35% for unreserved candidates in the online examination.
- 1/4th of the marks allotted to a question will be deducted for each wrong answer.
Generalist Officer (Branch Management) in Scale II Exam Pattern
| Subject | Number of Questions | Marks | Duration |
|---|---|---|---|
| English Language | 25 | 25 | 30 Minutes |
| Professional Knowledge (Banking Law & Practice, Indian Economy & Banking, Financial System, Principles & Practices of Banking, Accounting & Financial Management for Bankers) | 75 | 75 | 90 minutes |
| Total | 100 | 100 | 2 Hours |
All Other Posts in Scale I/II/III Exam Pattern
| Subject | Number of Questions | Marks | Duration |
|---|---|---|---|
| English Language | 25 | 25 | 30 Minutes |
| General Awareness with Special Reference to Banking Industry | 25 | 25 | 30 Minutes |
| Professional Knowledge* | 50 | 50 | 60 Minutes |
| Total | 100 | 100 | 2 Hours |
Official Notification and References
Candidates can verify official particulars and read comprehensive instructions by accessing the IOB Specialist Officer Notification 2026 PDF- Click to Download.
Frequently Asked Questions (FAQs)
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Age & Eligibility Calculator for Exams
Calculate your exact age in years, months, and days as on the official notification cutoff date to check eligibility.
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