The National Insurance Company Limited (NICL Assistant 2026) plays a crucial role in recruiting capable candidates for insurance sector careers. Aimed at filling 500 vacancies for the Assistant (Class III) post, the comprehensive recruitment process includes prelims, mains, and regional language tests. Understanding historical trends and expected cut-off benchmarks helps aspirants evaluate their performances effectively.
Understanding the NICL Assistant Selection Structure
The examination journey begins with the preliminary round, featuring sections such as English Language (EL), Reasoning Ability (RA), and Quantitative Aptitude (QA). Following the successful completion of the Prelimsโsuch as the NICL Assistant Prelims exam held on August 27, 2026, and the prior year's exam on November 30, 2024โcandidates proceed further into the mains examination, where cut-offs are calculated out of a total of 200 marks. For deeper insights, you can review the NICL Assistant Prelims Exam Analysis 2026- Click to Check.
Factors Affecting NICL Assistant Cut-Off
Several core dynamics shift the benchmark thresholds year after year:
- Number of Vacancies: More vacancies generally reduce the cut-off.
- Level of Exam: Easier exams result in higher cut-offs; harder exams result in lower cut-offs.
- Performance of Candidates: Higher collective scores lead to higher cut-offs.
- Number of Candidates: More test-takers increase competition and cut-off marks.
NICL Assistant Prelims Expected Cut Off 2026
| State/UT | UR |
|---|---|
| Andhra Pradesh | 78-84 |
| Arunachal Pradesh | 78-84 |
| Assam | 79-83 |
| Bihar | 80-84 |
| Chhattisgarh | 80-84 |
| Goa | 77-83 |
| Gujarat | 76-81 |
| Haryana | 78-82 |
| Himachal Pradesh | 83-87 |
| Jharkhand | 77-81 |
| Karnataka | 70-75 |
| Kerala | 82-86 |
| Madhya Pradesh | 81-85 |
| Maharashtra | 80-85 |
| Manipur | 81.25 |
| Meghalaya | 54-58 |
| Mizoram | 76-81 |
| Nagaland | 80-84 |
| Odisha | 84-88 |
| Punjab | 83.25 |
| Rajasthan | 82.5 |
| Sikkim | 82 |
| Tamil Nadu | 76 |
| Telangana | 73.25 |
| Tripura | 85 |
| Uttar Pradesh | 83.5 |
| Uttarakhand | 82.75 |
| West Bengal | 87.25 |
| Andaman & Nicobar Islands | 81.25 |
| Chandigarh (UT) | 84.25 |
| Delhi (UT) | 84.75 |
| Jammu & Kashmir | 85.75 |
| Ladakh | 61.5 |
| Puducherry (UT) | 79 |
NICL Assistant Prelims Cut Off [Category-wise] 2025
| State/UT | UR | SC | ST | OBC | EWS |
|---|---|---|---|---|---|
| Andhra Pradesh | 82 | โ | 79.25 | 82 | 82 |
| Arunachal Pradesh | 82.5 | โ | โ | โ | โ |
| Assam | 81.25 | 79 | 76.5 | 74.5 | 80.25 |
| Bihar | 83 | โ | โ | โ | 83.00 |
| Chhattisgarh | 82.75 | 80.25 | 76.75 | โ | 82.75 |
| Goa | 80.5 | โ | โ | โ | โ |
| Gujarat | 79.25 | 79.25 | 75 | 79.25 | 79.25 |
| Haryana | 79.5 | โ | โ | โ | โ |
| Himachal Pradesh | 85 | โ | โ | 75 | โ |
| Jharkhand | 79.5 | 77.5 | 78.25 | 79.5 | 79.5 |
| Karnataka | 73.25 | 73.25 | 73.25 | 73.25 | 73.25 |
| Kerala | 86.5 | 83 | โ | 86.5 | 59.25* |
| Madhya Pradesh | 84.5 | โ | 77.75 | 84.5 | 84.5 |
| Maharashtra | 83 | 83 | 82.25 | 83 | 83 |
| Manipur | 81.25 | โ | โ | โ | โ |
| Meghalaya | 56.00* | โ | โ | โ | โ |
| Mizoram | 80 | โ | โ | โ | โ |
| Nagaland | 81.75 | โ | โ | โ | โ |
| Odisha | 85.25 | 82.25 | 74 | โ | 83.75 |
| Punjab | 83.25 | โ | โ | 73.25 | 77.00 |
| Rajasthan | 82.5 | 82.25 | 76 | 82.50 | 82.50 |
| Sikkim | 82 | โ | โ | โ | โ |
| Tamil Nadu | 76 | โ | โ | 76 | 52.00* |
| Telangana | 73.25 | 73.25 | 73.25 | 73.25 | 73.25 |
| Tripura | 85 | โ | โ | โ | โ |
| Uttar Pradesh | 83.5 | โ | โ | 83.5 | 83.5 |
| Uttarakhand | 82.75 | 82.5 | โ | 80.5 | 81 |
| West Bengal | 87.25 | 81.5 | 76.5 | 80.75 | 79 |
| Andaman & Nicobar Islands | 81.25 | โ | โ | โ | โ |
| Chandigarh (UT) | 84.25 | โ | โ | 73.25 | โ |
| Delhi (UT) | 84.75 | 84.75 | 76.5 | 84.75 | 84.75 |
| Jammu & Kashmir | 85.75 | โ | โ | 66.25 | โ |
| Ladakh | 61.5 | โ | โ | โ | โ |
| Puducherry (UT) | 79 | โ | โ | โ | โ |
NICL Assistant Prelims Cut Off [Section-wise]
| Category | T1 (EL) โ (30) | T2 (RA) -(35) | T3 (QA) โ (35) |
|---|---|---|---|
| SC, ST, OBC, PwBD & EXS, DISEXS/DXS | 11 | 7.25 | 7.50 |
| EWS & UR | 14.25 | 12.25 | 11.50 |
NICL Assistant Mains Cut Off 2025
| State/ UT | SC | ST | OBC | EWS | UR | PwBD (a) | PwBD (b) | PwBD (c) | PwBD (d & e) | EXS | DXS & DISEX |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Andaman & Nicobar Islands | โ | โ | โ | โ | 116.25 | 98.50 | โ | โ | โ | โ | โ |
| Andhra Pradesh | โ | 102.25 | 113.75$ | 113.75$ | 113.75 | 118.75 | # | โ | โ | 114.25 | 100.00* |
| Arunachal Pradesh | โ | โ | โ | โ | 110.25* | # | โ | โ | โ | โ | โ |
| Assam | 107.50 | 97.25 | 104.50 | 110.50$ | 110.50 | 92.25* | # | โ | โ | 101.75* | # |
| Bihar | โ | โ | โ | 111.00$ | 111.00 | 110.50 | # | โ | โ | 107.00 | # |
| Chandigarh (UT) | โ | โ | 113.25 | โ | 117.75 | โ | โ | โ | โ | โ | โ |
| Chhattisgarh | 107.75 | 94.00 | โ | 118.25$ | 118.25 | 115.25 | โ | โ | โ | 105.00 | โ |
| Dadra & Nagar Haveli & Daman Diu | โ | โ | โ | โ | โ | โ | โ | โ | โ | โ | โ |
| Delhi (UT) | 111.50 | 100.00 | 112.50 | 121.50$ | 121.50 | 125.50 | # | 110.25 | โ | 108.00 | # |
| Goa | โ | โ | โ | โ | 114.25 | 102.00* | โ | โ | โ | โ | โ |
| Gujarat | 111.75$ | 95.25 | 111.75$ | 111.75$ | 111.75 | โ | # | โ | โ | 100.50* | # |
| Haryana | โ | โ | โ | โ | 114.00 | 117.25 | # | โ | โ | 109.75 | # |
| Himachal Pradesh | โ | โ | 113.50 | โ | 119.00 | 94.50 | โ | โ | โ | โ | โ |
| Jammu and Kashmir | โ | โ | 106.75 | โ | 116.75 | 108.75 | โ | โ | โ | โ | โ |
| Jharkhand | 98.50 | 98.00 | 112.00$ | 112.00$ | 112.00 | โ | โ | โ | โ | โ | # |
| Karnataka | 109.00 | 107.50 | 110.50$ | 110.50$ | 110.50 | โ | # | 112.75 | โ | 100.00* | # |
| Kerala | 108.00 | โ | 122.00$ | 110.00* | 122.00 | โ | # | โ | โ | โ | 105.00* |
| Ladakh | โ | โ | โ | โ | # | # | โ | โ | โ | โ | โ |
| Lakshadweep | โ | โ | โ | โ | โ | โ | โ | โ | โ | โ | โ |
| Madhya Pradesh | โ | 96.75 | 119.75$ | 119.75$ | 119.75 | โ | # | โ | โ | 101.25 | # |
| Maharashtra | 115.25$ | 100.50 | 115.25$ | 115.25$ | 115.25 | 150.00 | 98.75 | 102.50 | โ | 100.50* | # |
| Manipur | โ | โ | โ | โ | 110.50* | 116.25* | โ | โ | โ | โ | โ |
| Meghalya | โ | โ | โ | โ | # | 107.50* | โ | โ | โ | โ | โ |
| Mizoram | โ | โ | โ | โ | # | # | โ | โ | โ | โ | โ |
| Nagaland | โ | โ | โ | โ | 111.50* | # | โ | โ | โ | โ | โ |
| Orissa | 105.50 | 90.25 | โ | 113.50 | 118.75 | โ | # | โ | โ | โ | 101.00 |
| Pondicherry (UT) | โ | โ | โ | โ | 114.25 | 95.50* | โ | โ | โ | โ | โ |
| Punjab | โ | โ | 109.00 | 112.50* | 116.75 | 92.00* | # | โ | โ | 102.00 | # |
| Rajasthan | 104.50 | 94.00 | 114.25$ | 114.25$ | 114.25 | 129.50 | 99.50 | โ | โ | 105.00 | # |
| Sikkim | โ | โ | โ | โ | 113.25* | # | โ | โ | โ | โ | โ |
| Tamil Nadu | โ | โ | 110.25$ | # | 110.25* | 122.75 | # | # | โ | 100.00* | # |
| Telengana | 110.50$ | 109.00 | 110.50$ | 110.50$ | 110.50* | 131.75 | โ | โ | โ | 103.00 | # |
| Tripura | โ | โ | โ | โ | 118.00 | # | โ | โ | โ | โ | โ |
| Uttar Pradesh | โ | โ | 113.25$ | 113.25$ | 113.25 | 118.50 | # | โ | 98.75 | 105.25 | 103.50* |
| Uttrakhand | 103.25 | โ | 111.75 | 119.25$ | 119.25 | 96.50 | โ | โ | โ | 110.25* | โ |
| West Bengal | 105.00 | 101.50 | 104.75 | 112.00 | 120.50 | 104.00* | 101.50* | 101.25* | 98.00* | 103.75 | # |
| Category | Cut Off Marks (Out of 200) |
|---|---|
| SC, ST, OBC, PwBD | 90 |
| EWS & UR | 110 |
| EXS, DXS/DISEXS | 100 |
Historical Cut-Off Reference: 2017 Exam Trends
Reviewing past records offers perspective on how cut-offs have evolved over the years.
| State | Cut Off Marks |
|---|---|
| Madhya Pradesh | 66.25 |
| Andhra Pradesh | 65.75 |
| Maharastra | 61.25 |
| Rajasthan | 66.50 |
| Assam | 57.50 |
| Bihar | 64.00 |
| Odisha | 63.25 |
| Chhattisgarh | 63.00 |
| Punjab | 66.00 |
| Tamilnadu | 63.50 |
| Gujarat | 60.50 |
| Haryana | 66.50 |
| Himachal Pradesh | 63.50 |
| J &K | 53.25 |
| Jharkhand | 61.00 |
| Karnataka | 58.75 |
| Kerala | 69.50 |
| Telangana | 66.00 |
| State | Cut Off Marks |
|---|---|
| Madhya Pradesh | 135 |
| Andhra Pradesh | 137 |
| Maharastra | 126 |
| Rajasthan | 137 |
| Assam | 121 |
| Bihar | 126 |
| Odisha | 131 |
| Chhattisgarh | 127 |
| Punjab | 138 |
| Tamilnadu | 126 |
| Gujarat | 121 |
| Haryana | 128.50 |
| Himachal Pradesh | 128.50 |
| J &K | 113 |
| Jharkhand | 128 |
| Karnataka | 120 |
| Kerala | 139 |
| Telangana | 136 |
| Uttar Pradesh | 137 |
| Uttarakhand | 143 |
| West Bengal | 138 |
Next Steps for Candidates
Once you have verified your scores against the cut-off lists and secured your qualification status, prepare promptly for the subsequent stages. Keep track of your admit card timeline, organize necessary travel arrangements for examination centers, and ensure all identity documents are readily accessible.
Frequently Asked Questions (FAQs)
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