The Bank of India has announced the recruitment of 514 Credit Officers across SMGS-IV, MMGS-III, and MMGS-II scales. The official online exam for these positions is scheduled to be held on 1st March 2026 at various centers nationwide.
Bank of India (BOI) is hiring for 514 Credit Officer vacancies under the General Banking Officer (GBO) stream, classified under Advt. No. 2025-2601 for scales MMGS-II, MMGS-III, and SMGS-IV. With the application phase now concluded, the bank is preparing for the first stage of the selection process: the online examination. Official details regarding the Bank of India Credit Officer Exam Date 2026 are available at https://bankofindia.co.in/.
Bank of India Credit Officer Exam Date 2026 Out
Bank of India is set to streamline the recruitment process for 514 Credit Officer roles through a comprehensive online examination. All successfully registered candidates are eligible to sit for the exam. The Bank of India Credit Officer Exam 2026 is officially confirmed for 1st March 2026, as per the notice released at https://bankofindia.co.in/.

Bank of India Credit Officer Recruitment 2026- Overview
Bank of India (BOI) initiated this recruitment drive to fill 514 Credit Officer positions. The selection framework for the GBO stream (SMGS-IV, MMGS-III, and MMGS-II) consists of a mandatory online examination followed by a personal interview.
| BOI Credit Officer Recruitment 2026- Highlights | |
| Bank Name | Bank of India (BOI) |
| Posts | Credit Officer |
| Vacancies | 514 |
| Project No. | 2025-26/01 |
| Mode of Exam | Online |
| Exam Date | 1st March 2026 |
| Number of Questions | 150 |
| Total Marks | 150 |
| Negative Marking | 1/4 mark |
| Selection Process | Online Exam & Interview (depending on the number of applicants/eligible candidates) |
| Salary Range | Rs. 64820 to Rs. 102300 |
| Official website | https://bankofindia.co.in/ |
Bank of India Credit Officer Notification 2025-26
The comprehensive notification PDF, detailing eligibility requirements and guidelines, is available on the official website at https://bankofindia.co.in/. Prospective candidates should review the Bank of India Credit Officer Recruitment 2025 guidelines thoroughly for specific criteria.
Bank of India Credit Officer Recruitment 2025-26 Important Dates
The registration and application fee structure was outlined in the official recruitment notification. The confirmed Bank of India Credit Officer Exam Date 2026 is officially set for 1st March 2026.
| Events | Dates |
| Notification Date | 17th December 2025 |
| Apply Online Starts | 20th December 2025 |
| Last Date to Apply | 5th January 2026 |
| Fee Payment | 20th December 2025 to 5th January 2026 |
| Last Date of printing the application | 20th January 2026 |
| BOI Credit Officer Admit Card 2026 | 21st February 2026 |
| Exam Date | 1st March 2026 |
Bank of India (BOI) Credit Officer Vacancy 2025-26
The Bank of India Credit Officer Recruitment 2025-26 provides a major career opportunity for graduates. We advise candidates to verify the category-wise vacancy distribution to understand their eligibility status.
| Posts & Scales | Total | UR | SC | ST | OBC | EWS |
| Credit Officer – GBO (SMGS-IV) | 36 | 17 | 5 | 2 | 9 | 3 |
| Credit Officer – GBO (MMGS-III) | 60 | 25 | 9 | 4 | 16 | 6 |
| Credit Officer – GBO (MMGS-II) | 418 | 172 | 62 | 31 | 112 | 41 |
| Total | 514 | 214 | 76 | 37 | 137 | 50 |
BOI Credit Officer Recruitment 2025-26 Eligibility
The detailed educational qualifications and professional experience requirements for each scale are clearly defined within the official recruitment notification PDF.
Education Qualification
Eligibility for Credit Officer MMGS-II & III (GBO): Candidates must hold a Graduation degree in any discipline with at least 60% marks (55% for SC/ST/OBC/PwBD). Candidates with CA/CFA/CMA-ICWA or an MBA/PGDBM in Banking/Finance/Credit are also encouraged to apply.
Eligibility for Credit Officer SMGS-IV (GBO): Requires a Graduation degree with 60% marks (55% for reserved categories), complemented by an MBA/PGDBM or a 2-year full-time Master’s degree in a relevant field, or professional certifications such as CA/CFA/CMA-ICWA.
Age Limit (as on 01/11/2025)
- Credit Officer MMGS-II: 25 to 35 years
- Credit Officer MMGS-III: 28 to 38 years
- Credit Officer SMGS-IV: 30 to 40 years
Please refer to the following link for a comprehensive breakdown of the eligibility criteria.
How to Apply for Bank of India Credit Officer Recruitment 2025-26?
- Visit the Bank of India (BOI) official website, i.e. www.bankofindia.co.in.
- In the Important Link section, click on career
- After clicking on career, candidates will be directed to a new URL-https://bankofindia.co.in/career
- Look for the “Recruitment of Credit Officers in GBO stream Project No. 2025-26/01 Notice dated 01.11.2025” link and click on it.
- To register an application, choose the tab “Click here for New Registration” and enter Name,
Contact details and Email ID. A Provisional Registration Number and Password will be
generated by the system and displayed on the screen. - Complete the application form with your personal, educational, and professional details.
- Candidates can proceed to upload Photo & Signature as per the specifications given in the
Guidelines - Pay the fee online as instructed. The payment can be made by using only Master/ Visa/ RuPay Credit cards, Debit cards, Internet Banking, Cash Cards/Mobile Wallets, QR or UPI.
- After reviewing your details, submit the Bank of India Credit Officer Application Form 2025.
- Print your application form and payment receipt for reference.
Bank of India Credit Officer Application Fee 2025
Candidates must ensure their application forms are submitted accurately, accompanied by the required category-specific application fees.
| Category | Application Fee |
| General & Others | Rs. 850/- (application fee + intimation charges) |
| SC/ ST/ PWD | Rs. 175/- (intimation charges only) |
BOI Credit Officer Exam Pattern 2025-26
- The test will be bilingual (English & Hindi) except English Language.The
- English Language is qualifying in nature; its marks will not be added while preparing the merit list, but candidates must obtain the minimum qualifying marks.
- The minimum qualifying marks in all tests are 35 for General/EWS and 5 marks less for SC/ST/OBC/PwBD candidates.
- There is a penalty of one-fourth of the marks allotted to a question for each wrong answer; no penalty for unanswered questions.
| Sections | No. of Questions | Marks | Duration |
| English Language | 25 | 25 | 120 minutes |
| Reasoning Ability | 25 | 25 | |
| Quantitative Aptitude | 25 | 25 | |
| Professional Knowledge | 75 | 75 | |
| Total | 150 | 150 |
Bank of India Credit Officer Salary 2025-26
Successful candidates will receive compensation packages based on the designated pay scales, inclusive of bank allowances and perquisites.
| Scale | Pay Scale |
| MMGS-II | Rs. 64,820 – 2,340 – 67,160 – 2,680 – 93,960 |
| MMGS-III | Rs. 85,920 – 2,680 – 99,320 – 2,980 – 1,05,280 |
| SMGS-IV | Rs. 1,02,300 – 2,980 – 1,14,220 – 3,360 – 1,20,940 |
FAQs
Q1. How many vacancies are to be filled through Bank of India Credit Officer Recruitment 2025-26?
The Bank of India Credit Officer Recruitment 2025-26 encompasses 514 vacancies across multiple professional scales.
Q2. Is the Bank of India Credit Officer Exam Date 2026 announced.
The Bank of India has officially confirmed the exam date for the online examination as 1st March 2026. Updates will be posted on the official website: https://bankofindia.co.in/.
Q3. Is there any negative marking in the Bank of India Credit Officer Exam 2026?
Yes, the examination includes a negative marking scheme where 1/4 mark is deducted for every incorrect response.
Q4. What is selection process for Credit Officer posts?
The selection process for the Credit Officer position consists of two key stages: the online examination and a subsequent personal interview.
Also Read:
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