The Life Insurance Corporation of India (LIC) successfully administered the LIC AAO Mains Examination on November 9, 2025. Cut-off marks represent the minimum score required for candidates to qualify for subsequent stages. The official LIC AAO Mains Cut Off 2026 will be published shortly alongside the individual scorecards. This recruitment cycle aims to fill 841 vacancies, including Assistant Engineers (Civil/Electrical/Structural/MEP), Assistant Architects, and specialized Assistant Administrative Officers (AAO).
LIC AAO Cut Off 2026
The LIC AAO Final Result 2026 is scheduled for release on April 9, 2026. Official cut-off marks for both Prelims and Mains examinations will be made available with the final scorecards. The LIC AAO Cut Off 2026 will be categorized by both subject and candidate category. Aspirants preparing for future LIC Assistant Administrative Officer exams should analyze the historical cut-off trends detailed below.
Click Here to Check LIC AAO Final Result 2026
LIC AAO Prelims Cut Off 2026
We have provided an analysis of the expected LIC AAO Cut-Off 2026, formulated based on exam difficulty and historical performance data. We recommend bookmarking this page for timely updates following the exam's conclusion. The projected cut-off marks are segmented by section and category for your convenience.
| LIC AAO 2026 Prelims Expected Cut Off | |
| Category | Cut Off Marks |
| SC | 45-50 |
| ST | 43-48 |
| OBC | 49-54 |
| EWS | 49-54 |
| UR | 52-57 |
| LD | 42-47 |
| VI | 44-51 |
| HI | 29-31 |
| ID/MD | 29-31 |
| LIC AAO Expected Cut Off 2026 [Section-wise] | ||
| Sections | For SC, ST, PwBD Candidates | For OBC, EWS, UR Candidates |
| Reasoning Ability | 14-18 | 16-20 |
| Quantitative Aptitude | 14-18 | 16-20 |
| English Language | 07-11 | 8-12 |
LIC AAO Mains Cut Off 2026
The Life Insurance Corporation of India (LIC) will officially publish the LIC AAO Mains Cut Off 2026 following the announcement of the final results. Candidates who meet or exceed the specified cut-off thresholds are declared qualified for the mains phase and become eligible for the interview round, which was conducted in February 2026.
Click Here to Access LIC AAO Score Card 2026 (Prelims & Mains)
LIC AAO Previous Year Cut Off
Recruitment structures have evolved; while the 2023 and 2019 exams consisted of three stages (Prelims, Mains, and Interview), the 2016 cycle featured a single online examination followed by an interview for Assistant Engineer and AAO roles. To assist with your preparation, we have compiled a comprehensive repository of previous year LIC AAO cut-off marks below.
LIC AAO Prelims Cut Off 2023
LIC releases category-specific cut-off marks alongside individual scorecards. For the current cycle, cut-off calculations are based on a maximum of 70 marks. While the final LIC AAO cut-off is derived from Mains and interview scores, candidates must first secure a qualifying score in the Prelims to advance to the Mains phase.
| LIC AAO Prelims Cut Off 2023 [Section-wise] | ||
| LIC AAO Prelims Sections | Cut Off Marks For SC, ST, PwBD Candidates | Cut Off Marks For OBC, EWS, UR Candidates |
| Reasoning Ability | 16 | 18 |
| Quantitative Aptitude | 16 | 18 |
| English Language | 09 | 10 |
| LIC AAO Prelims Cut Off 2023 | |
| Category | Cut Off Marks |
| SC | 48 |
| ST | 45 |
| OBC | 52 |
| EWS | 52 |
| UR | 55 |
| LD | 44 |
| VI | 46 |
| HI | 32 |
| ID/MD | 32 |
LIC AAO Mains Cut Off 2023
The LIC AAO Mains 2023 cut-off was issued with both sectional and category-wise breakdowns. The cut-off for the General (UR) category was 223, while SC, ST, and OBC candidates required 164, and EWS candidates required 198. Please refer to the table below for complete details.
| LIC AAO Mains Cut Off 2023 [Section-wise] | ||
| Sections | Cut Off Marks For SC, ST, PwBD Candidates | Cut Off Marks For OBC, EWS, UR Candidates |
| Reasoning Ability | 40 | 45 |
| General Knowledge & Current Affairs | 27 | 30 |
| Data Analysis & Interpretation | 40 | 45 |
| Insurance & Financial Market Awareness | 27 | 30 |
| Knowledge of Language & English Language (Letter writing & Essay) | 09 | 10 |
| LIC AAO Mains Cut Off 2023 | |
| Category | Cut Off Marks |
| SC | 164 |
| ST | 164 |
| OBC | 164 |
| EWS | 198 |
| UR | 223 |
| LD | 156 |
| VI | 187 |
| HI | 172 |
| ID/MD | 221 |
LIC AAO Final Cut Off 2023
The final LIC AAO 2023 cut-off scores, accounting for both Mains and interview phases, were set at 281 for UR, 244 for SC, 205 for ST, 266 for OBC, and 272 for EWS. Refer to the table below to view the definitive category-wise final cut-off.
| LIC AAO Final Cut Off 2023 | |
| Category | Cut Off Marks |
| SC | 244 |
| ST | 205 |
| OBC | 266 |
| EWS | 272 |
| UR | 281 |
| LD | 231 |
| VI | 264 |
| HI | 205 |
| ID/MD | 257 |
LIC AAO Cut-Off 2021
LIC AAO Prelims cut-off marks are released with the preliminary results, organized by both section and category. Candidates exceeding the 2021 cut-off thresholds were permitted to proceed to the Mains examination. Note that while the final cut-off aggregates scores from the Mains and interview, qualifying the Prelims is the mandatory prerequisite for selection.
LIC AAO Cut Off 2021- Prelims
| LIC AAO Prelims Sections | Cut Off Marks For SC/ST Candidates | Cut Off Marks For Others |
| Reasoning Ability | 16 | 18 |
| Quantitative Aptitude | 16 | 18 |
| English Language | 9 | 10 |
LIC AAO Cut Off 2021- Mains
| Sections | Cut Off Marks For SC/ST Candidates | Cut Off Marks For Others |
| Reasoning Ability | 40 | 45 |
| General Knowledge & Current Affairs | 27 | 30 |
| For Generalist: Data Analysis & Interpretation For Others: Professional Knowledge | 40 | 45 |
| Insurance & Financial Market Awareness | 27 | 30 |
| For Rajbhasha: Knowledge of Language For Others: English Language (Letter writing & Essay) | 9 | 10 |
LIC AAO Cut Off For Interview 2021
Candidates are required to achieve minimum qualifying marks during the interview phase, which holds a maximum weightage of 60 marks. The specific minimum qualifying thresholds per category are detailed below.
| Categories | Cut Off Marks |
| Unreserved, EWS, OBC, PwBD | 30 |
| SC/ST | 27 |
LIC AAO Cut-Off 2019
Review the historical data below for previous year LIC AAO sectional and category-wise cut-off marks for both Prelims and Mains examinations.
LIC AAO Cut Off 2019- Prelims
| Category | Reasoning Ability | Quantitative Aptitude | English Language | Overall Cut off |
| General | 18 | 18 | 10 | 58 |
| SC | 16 | 16 | 9 | 50 |
| ST | 16 | 16 | 9 | 44 |
| OBC | 18 | 18 | 10 | 54 |
| EWS | 18 | 18 | 10 | 53 |
| LD | 16 | 16 | 9 | 53 |
| VI | 16 | 16 | 9 | 53 |
| HI | 16 | 16 | 9 | 32 |
| ID/MD | 16 | 16 | 9 | 32 |
LIC AAO Cut off 2019- Mains
Below, you will find the comprehensive section-wise and category-wise LIC AAO Prelims cut-off breakdown for the 2019 recruitment cycle.
| Category | Reasoning Ability | General Knowledge, Current Affairs | Professional Knowledge | Insurance and Financial Market Awareness | English Language | Overall Cut off |
| General | 45.00 | 30.00 | 45.00 | 30.00 | 10.00 | 203 |
| SC | 40.00 | 27.00 | 40.00 | 27.00 | 9.00 | 153 |
| ST | 40.00 | 27.00 | 40.00 | 27.00 | 9.00 | 156 |
| OBC | 45.00 | 30.00 | 45.00 | 30.00 | 10.00 | 164 |
| EWS | 45.00 | 30.00 | 45.00 | 30.00 | 10.00 | 166 |
| LD | 40.00 | 27.00 | 40.00 | 27.00 | 9.00 | 172 |
| VI | 40.00 | 27.00 | 40.00 | 27.00 | 9.00 | 180 |
| HI | 40.00 | 27.00 | 40.00 | 27.00 | 9.00 | 167 |
| ID/MD | 40.00 | 27.00 | 40.00 | 27.00 | 9.00 | 185 |
LIC AAO Cut off 2019- Final Cut off
The 2019 LIC AAO cut-off data is provided below, detailing the marks for the personality test and the final selection process based on total candidate performance.
| Category & Overall Cut off | Interview | Final Cut off (Mains & interview) |
| General | 30.00 | 258.00 |
| SC | 27.00 | 219.00 |
| ST | 27.00 | 190.00 |
| OBC | 30.00 | 246.00 |
| EWS | 30.00 | 248.00 |
| LD | - | 203.00 |
| VI | - | 233.00 |
| HI | - | 218.00 |
| ID/MD | - | 237.00 |
LIC AAO Cut off 2016
Since the 2016 LIC AAO exam was conducted as a single-phase online test followed by an interview, the final cut-off was calculated based on those two components. Tabulated data for the 2016 sectional and category-wise cut-offs is provided below.
| Section | Gen | OBC | SC | ST | OH | VI |
| Reasoning Ability | 31.25 | 19.25 | 19.25 | 19.25 | 19.25 | 19.25 |
| GK & Current Affairs | 10.25 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 |
| Computer Knowledge | 36.25 | 30.00 | 30.00 | 30.00 | 30.00 | 30.00 |
| Quantitative Aptitude | 33.00 | 21.75 | 21.75 | 21.75 | 21.75 | 21.75 |
| English Language | 9.50 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 |
| Total Weighted Score | 255.75 | 250.50 | 233.00 | 203.50 | 226.75 | 211.75 |
Interview Cut-Offs: Minimum Qualifying Marks: | 30 | 30 | 27 | 27 | * | * |
| CUT OFF – final selection (Online test + Interview) | 306.00 | 290.75 | 276.00 | 246.00 | 274.75 | 255.25 |
FAQs
The LIC AAO 2026 Prelims cut-off will be officially released alongside the candidate scorecards.
Ans. Historical LIC AAO cut-off data for previous years is provided in detail throughout this article.
Ans. Yes, the LIC AAO examination includes sectional cut-off requirements for qualifying candidates.
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