The Life Insurance Corporation of India (LIC) is set to release the official notification for Assistant Administrative Officer (AAO) and Assistant Engineer (AE) vacancies, featuring a rigorous three-stage selection process. Joining LIC offers a premier career path in the insurance sector. As India’s largest insurance provider, established in 1956, LIC conducts the prestigious AAO exam to recruit top-tier talent for Specialist and Generalist administrative roles.
LIC AAO 2026 Notification
The upcoming LIC AAO 2026 Notification PDF will detail the total number of openings across Generalist, Specialist, and Assistant Engineer disciplines. While awaiting the official 2026 announcement, aspirants can analyze the previous recruitment cycle's advertisement for a better understanding of the expected requirements.
Download Official LIC AAO (Generalist) Previous Year Notification PDF
Download Official LIC AAO (Specialist & AE) Previous Year Notification PDF
LIC AAO Recruitment 2026 Summary
Recruitment for the Assistant Administrative Officer (AAO) position is conducted through a multi-stage process held at various branches nationwide. A summary of the key highlights for the LIC AAO 2026 recruitment cycle is provided in the table below.
| LIC AAO 2026- Overview | |
| Organization | Life Insurance Corporation of India (LIC) |
| Post Name | Assistant Administrative Officer (AAO) |
| Streams | Generalist & Specialist |
| Vacancies | To be Announced |
| Exam Level | National |
| Mode of Application | Online |
| Registration Dates | To be Notified |
| Educational Qualification | Graduation |
| Age Limit | 21 to 30 Years |
| Selection Process | Preliminary Examination (Phase I) Main Examination (Phase II) Interview |
| Salary | Rs.1,26,000/- per month |
| Official Website | https://licindia.in/ |
LIC AAO 2026 Important Dates
The official notification PDF will include the complete exam schedule for 2026. Once the critical dates are announced by the Life Insurance Corporation of India, we will update this section with the latest timeline.
| Events | Dates |
| LIC AAO 2026 Notification | Will be Release Soon |
| LIC AAO Apply Online Starts | -- |
| Last Date to Apply Online | -- |
| Last Date to Pay Application Fee | -- |
LIC AAO Vacancy 2026
Detailed vacancy counts will be disclosed alongside the LIC AAO 2026 notification. Previously, LIC released 760 vacancies, with 350 designated for Generalists and 410 for Specialists. Below, you can review the previous year’s category-wise breakdown to gauge the competition.
| LIC AAO Generalist Vacancy (Previous Year) | ||||||
| Post | SC | ST | OBC | EWS | UR | Total |
| Current Year | 51 | 22 | 88 | 38 | 142 | 341 |
| Backlog | 0 | 61 | 3 | -- | -- | 9 |
| TOTAL | 51 | 28 | 91 | 38 | 142 | 350 |
| LIC AAO Specialist Vacancy (Previous Year) | ||||||
| Post | SC | ST | OBC | EWS | UR | Total |
| AAO (Chartered Accountant) | 4 | 2 | 7 | 3 | 14 | 30 |
| AAO(Company Secretary) | 1 | 1 | 2 | 1 | 5 | 10 |
| AAO (Actuarial) | 4 | 2 | 7 | 3 | 14 | 30 |
| AAO (Insurance Specialist) | 45 | 22 | 77 | 34 | 132 | 310 |
| AAO (Legal) | 4 | 2 | 77 | 3 | 14 | 30 |
| TOTAL | 58 | 29 | 100 | 44 | 179 | 410 |
| LIC AE Vacancy (Previous Year) | ||||||
| Posts | SC | ST | OBC | EWS | UR | Total |
| AE (Civil) | 8 | 3 | 13 | 5 | 21 | 50 |
| AE (Electrical) | 4 | 3 | 8 | 3 | 12 | 31 |
LIC AAO 2026 Eligibility Criteria
Candidates aspiring for the LIC AAO 2026 exam must meet specific eligibility requirements to qualify for the selection process. Ensure you review the following criteria carefully:
LIC AAO Educational Qualification
| Posts | Education Qualification |
| Generalist | Bachelor’s Degree in any discipline from a recognized Indian University/Institution |
| AAO(Chartered Accountant) | Bachelor’s Degree from a recognized Indian University/Institution and Candidate should have passed Final Examination of Institute of Chartered Accountants of India and completion of Articles as presented by Institute of Chartered Accountants of India |
| AAO(Company Secretary) | Bachelor’s Degree from a recognized Indian University/Institution and a Qualified Member of the Institute of Company Secretaries of India (ICSI) |
| AAO (Actuarial) | Bachelor’s Degree in any discipline from a recognized Indian University/Institution . Candidates should have passed at least 6 papers of the examination conducted by the Institute of Actuaries of India / Institute and Faculty of Actuaries, UK. |
| AAO (Insurance Specialists) | Bachelor’s Degree in any discipline from a recognized Indian University/ Institution and possessing professional qualification in Life Insurance (Fellowship of Insurance Institute of India (Life), having minimum experience of 5 years and above of working in Life Insurance Companies (regulated by IRDAI) |
| AAO (Legal) | Bachelor’s degree in Law from any University / College recognized by UGC with a minimum of 50% marks or equivalent in the aggregate of all semesters/years. For SC/ST and PwBD candidate minimum required marks shall be 45% in Bachelor’s degree in Law in the aggregate of all semesters/years, against vacancies reserved for such candidates |
LIC AAO Age Limit
For AAO Generalist, CS, Actuarial, and Insurance Specialist roles: Candidates must be between 21 and 30 years of age.
For AAO Legal and CA roles: Candidates must be between 21 and 32 years of age.
Age Relaxation:
| Category | Age Relaxation |
| SC/ST | 5 years |
| OBC | 3 years |
| PWD (Gen) | 10 years |
| PWD (SC/ST) | 15 years |
| PWD (OBC) | 13 years |
| ECO/SSCO (GEN) | 5 years |
| ECO/SSCO (SC/ST) | 10 years |
| ECO/SSCO (OBC) | 8 years |
| LIC Employees | Further Relaxation of 5 years |
Practice with LIC AAO Previous Year Question Papers
LIC AAO Apply Online 2026
Upon the release of the official notification, eligible candidates can submit their applications via the official portal at https://licindia.in/. Timely submission of the online application form is mandatory to participate in the recruitment drive.
Click Here to Apply Online for LIC AAO Recruitment 2026
View LIC AAO 2026 Handwritten Declaration Guidelines
LIC AAO Application Fee 2026
Consistent with previous recruitment rules, candidates from SC/ST/PwBD categories are exempt from the application fee, while all other categories are required to pay a fee of Rs. 700.
| LIC AAO Category | LIC AAO Fees |
| Others | Rs. 700 |
| SC/ST/PwBD | Exempted |
LIC AAO Recruitment 2026 Selection Process
The selection process consists of a three-phase examination: Preliminary (Phase I), Main Examination (Phase II), and an Interview, followed by a medical assessment. Final merit selection is determined by performance in both the Main Examination and the Interview.
- Preliminary Examination (Phase I)
- Main Examination (Phase II)
- Interview
LIC AAO Recruitment 2026 Exam Pattern
The LIC AAO examination structure is divided into two main phases: Prelims and Mains.
The Preliminary Examination is qualifying in nature and does not contribute to the final merit list. The final selection relies solely on the combined scores from the Main Examination and the subsequent Interview.
LIC AAO Prelims Exam Pattern
The Prelims paper consists of three sections: Reasoning, English Language, and Quantitative Aptitude. Conducted online, the exam lasts for 60 minutes. There is no negative marking for incorrect answers in the preliminary round.
| S. No. | Sections | Number of Questions | Total Marks | Duration |
| 1. | Reasoning Ability | 35 | 35 | 20 minutes |
| 2. | Numerical Ability | 35 | 35 | 20 minutes |
| 3. | English: Language with special emphasis on grammar, vocabulary and comprehension | 30 | 30** | 20 minutes |
| Total | 100 | 70 | 60 minutes | |
Note: The English Language test is of a qualifying nature, and scores from this section are not included in the ranking calculation.
LIC AAO Mains Exam Pattern
The Main Examination features objective tests totaling 200 marks, conducted online with dedicated time limits for each section.
| SNo. | Sections | Number of Questions | Total Marks | Duration |
| 1. | Reasoning | 30 | 90 | 40 minutes |
| 2. | General Knowledge, Current Affairs | 30 | 60 | 20 minutes |
| 3. | Professional knowledge | 30 | 90 | 40 minutes |
| 4. | Insurance and Financial Market Awareness | 30 | 60 | 20 minutes |
| Total | 120 | 300 | 120 minutes | |
| 5. | English Language (Letter Writing & Essay)/ Legal drafting for AAO(Legal) | 2 | 25 | 30 minute |
1. The English Language descriptive test is qualifying in nature and does not contribute to final ranking.
2. Candidates are required to meet the minimum qualifying cut-offs for each individual test.
3. There is no negative marking for wrong answers in the main examination’s objective section.
LIC AAO 2026 Syllabus
The LIC AAO 2026 syllabus covers Reasoning, Quantitative Aptitude, General/Financial Awareness, English, Professional Knowledge, and Current Affairs. A solid understanding of the subject-wise syllabus is essential to clear the Main examination cut-offs.
| Reasoning | Quantitative Aptitude | English Language |
|
|
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View Detailed LIC AAO 2026 Syllabus
LIC AAO 2026 Salary Structure
The updated LIC AAO salary structure features a basic pay of Rs. 88,635, within the scale of Rs. 88635-4385(14)-150025-4750(4)-169025. Including HRA, CCA, and other allowances, the total monthly emoluments for A-Class cities are approximately Rs. 1,26,000.
Beyond basic pay, LIC AAO specialists receive extensive benefits, including a Contributory Pension, Gratuity, LTC, Medical Insurance, Vehicle Loans, meal coupons, and various professional equipment allowances, as per company regulations.
Check Detailed LIC AAO Salary & Benefits
LIC AAO 2026 Exam Centre
LIC designates specific exam centers for both preliminary and main examinations. Candidates must carefully select their preferred centers during the application process. Review the full list of exam locations below.
| LIC AAO Preliminary Examination Centre | |
| States/UT | Centre |
| Andhra Pradesh | Guntur |
| Kadapa | |
| Kurnool | |
| Nellore | |
| Rajahmundry | |
| Vijaywada | |
| Vishakhapatnam | |
| Arunachal Pradesh | Naharlagun |
| Assam | Dibrugarh |
| Guwahati | |
| Jorhat | |
| Silchar | |
| Tezpur | |
| Bihar | Bhagalpur |
| Gaya | |
| Muzaffarpur | |
| Patna | |
| Chandigarh | Chandigarh - Mohali |
| Chhattisgarh | Bhilai Nagar |
| Raipur | |
| Delhi/Delhi- NCR | Delhi/New Delhi/Delhi NCR |
| Ghaziabad | |
| Noida & Greater Noida | |
| Faridabad | |
| Goa | Panaji |
| Gujarat | Ahmedabad - Gandhi Nagar |
| Rajkot | |
| Surat | |
| Vadodara | |
| Haryana | Ambala |
| Faridabad | |
| Himachal Pradesh | Hamirpur |
| Jammu & Kashmir | Jammu |
| Samba | |
| Jharkhand | Dhanbad |
| Hazaribagh | |
| Jamshedpur | |
| Ranchi | |
| Karnataka | Bengaluru |
| Belgaum | |
| Gulbarga | |
| Mangalore | |
| Mysore | |
| Shimoga | |
| Udupi | |
| Kerala | Kannur |
| Kochi | |
| Kottayam | |
| Kozhikode | |
| Thiruvananthpuram | |
| Thrichur | |
| Madhya Pradesh | Bhopal |
| Indore | |
| Jabalpur | |
| Maharashtra | Amravati |
| Aurangabad(Maharashtra) | |
| Jalgaon | |
| Kolhapur | |
| Mumbai/Thane/Navi Mumbai/MMR | |
| Nagpur | |
| Nanded | |
| Pune | |
| Meghalaya | Shilong |
| Mizoram | Aizawl |
| Nagaland | Kohima |
Odisha
| Bhubaneshwar |
| Cuttack | |
| Rourkela | |
| Sambalpur | |
| Puducherry | Puducherry |
| Punjab | Amritsar |
| Jalandhar | |
| Mohali | |
| Rajasthan | Ajmer |
| Bikaner | |
| Jaipur | |
| Jodhpur | |
| Kota | |
| Udaipur | |
| Tamilnadu | Chennai |
| Coimbatore | |
| Madurai | |
| Salem | |
| Thanjavur | |
| Thiruchirapalli | |
| Tirunelvelli | |
| Telangana | Hyderabad |
| Karimnagar | |
| Tripura | Agartala |
| Uttar Pradesh | Aligarh |
| Allahabad | |
| Bareilly | |
| Gorakhpur | |
| Jhansi | |
| Kanpur | |
| Lucknow | |
| Noida / Greater Noida | |
| Varanasi | |
| Uttarakhand | Dehradun |
| Roorkee | |
| Haldwani | |
| West Bengal | Asansol |
| Greater Kolkata | |
| Hooghly | |
| Kalyani | |
| Siliguri | |
See Official LIC AAO 2026 Exam Centre List
LIC AAO 2026 Cut Off
LIC AAO 2026 Cut-Off marks will be officially released after the examination. Candidates are encouraged to review previous years' category-wise cut-offs to understand the difficulty level and competitive landscape of the exam.
| LIC AAO Prelims Cut Off 2023 | ||
| LIC AAO Prelims Sections | Cut-Off Marks For SC/ST Candidates | Cut Off Marks For Others |
| Reasoning Ability | 16 | 18 |
| Quantitative Aptitude | 16 | 18 |
| English Language | 9 | 10 |
Minimum Qualifying Marks
LIC sets minimum qualifying standards for its preliminary examinations.
| Section | Maximum Marks | Minimum Qualifying Marks | |
| General/OBC/EWS | SC/ST/PwD | ||
| English Language (Qualifying) | 30 | 10 | 9 |
| Numerical Ability | 35 | 18 | 16 |
| Reasoning Ability | 35 | 18 | 16 |
| Total | 100 | 28 | 26 |
Review Previous Year LIC AAO Cut-Off Marks
FAQs
The LIC AAO 2026 notification is expected to be released shortly.
There is no negative marking for the preliminary examination. However, for the main examination, a penalty of 1/4th of the marks assigned to each question will be deducted for every incorrect answer.
Also Read:
- LIC AAO Previous Year Question Papers with Solutions: Download PDF
- LIC AE Result 2025 Out: Download Assistant Engineer Prelims Merit List PDF
- LIC AAO Interview Call Letter 2026 Released: Check Your Email Now
- LIC AAO Mains Exam Analysis 2025 (8 Nov): Difficulty Level, Good Attempts & Questions Asked
- LIC AAO Final Result 2026 Released: Check List of 333 Selected Generalist Candidates
- LIC AAO Score Card 2026: Direct Link for Prelims & Mains Marks
- LIC AAO Cut Off 2026: Check Prelims & Mains Category-Wise Marks
- Revised LIC AAO Salary 2026: Pay Scale, In-Hand Salary & Perks
- LIC AAO Syllabus 2026: Complete Exam Pattern & Latest Syllabus PDF
- LIC AAO Exam Centre List 2026: Official Prelims & Mains Exam Cities