LIC AAO Syllabus 2026: Complete Exam Pattern & Latest Syllabus PDF

The LIC AAO recruitment process consists of three rigorous stages: Preliminary Examination, Main Examination, and a final Interview, followed by a mandatory pre-recruitment medical examination. Candidates must qualify for the Prelims to advance to the Mains, after which shortlisted individuals will be called for a personality test. To achieve a competitive edge, it is essential to align your study plan with the latest syllabus. Aspirants must aim to score above the LIC AAO Cut Off to successfully advance through each phase. This article provides a detailed breakdown of the LIC AAO Syllabus and Exam Pattern for Assistant Administrative Officer (AAO) Specialist roles.

LIC AAO Syllabus and Exam Pattern 2026

If you are preparing for the upcoming LIC AAO exams, be sure to bookmark this page to stay updated with the official LIC AAO Syllabus 2026 for both Generalist and Specialist posts . Having a deep understanding of the exam pattern and curriculum is the most effective way to gain clarity and maximize your score on exam day.

LIC AAO Syllabus & Exam Pattern 2026- Overview
Recruitment Body	Life Insurance Corporation of India (LIC)
Exam Name	LIC AAO 2026
Category	Syllabus
Exam Level	National
Mode of Exam	Online
Negative Marking	No negative marking
Duration	1 hour or 60 minutes
Selection Process	Prelims- Mains- Interview
Official Website	https://licindia.in/

LIC AAO Final Result 2026 Out- Click to Check

LIC AAO Selection Process 2026

The LIC AAO 2026 recruitment process is structured into three distinct stages. Please note that marks from the Preliminary Examination (Phase I) are strictly qualifying and will not contribute to the final merit list. Your final selection is determined solely by your cumulative performance in the LIC AAO Main Examination (Phase II) and the Interview round.

Phase 1 – Prelims Exam (Qualifying Nature) 

Phase 2 – Mains Exam (Scoring Phase)

Phase 3 – Interview/Personality Test (Scoring Phase)

LIC AAO Exam Pattern 2026

To develop a winning strategy, candidates must master the exam structure, including marks distribution, time management, the marking scheme, and core subject requirements. Review the comprehensive LIC AAO Exam Pattern for Prelims and Mains below to kick-start your preparation with confidence. 

LIC AAO Prelims Exam Pattern 2026

1. The exam will be conducted online and the duration will be 1 hour or 60 minutes (20 minutes for each section).
2. There are 3 sections: Reasoning, Quantitative Aptitude, and English Language. Each question is given 1 mark.
3. There will be no negative marking in the prelims exam.
4. English Language test will be of qualifying nature and the marks thereof will not be counted for ranking

LIC AAO Prelims Exam Pattern 2026
Sections	Number of Questions	Total Marks	Duration
Reasoning	35	35	20 minutes
Quantitative Aptitude	35	35	20 minutes
English Language	30	30**	20 minutes
Total	100	70	60 minutes

Note: The English Language section is qualifying in nature, and marks obtained in this section will not be considered for final ranking.

LIC AAO Mains Exam Pattern 2026

1. Candidates appearing in the prelim exam will be shortlisted for the main examination.
2. LIC AAO's main exam consists of Objective Test (300 marks) & Descriptive Test (25 marks).
3. Both the exams will be conducted online mode.
4. The descriptive exam will be through typing on the computer.

LIC AAO Mains Exam Pattern 2026- For Generalist Posts
Sections	Number of Questions	Total Marks	Duration
Reasoning	30	90	40 minutes
General Knowledge, Current Affairs	30	60	20 minutes
Professional knowledge	30	90	40 minutes
Insurance and Financial Market Awareness	30	60	20 minutes
Total	120	300	120 minutes
English Language (Letter Writing & Essay)/ Legal drafting for AAO(Legal)	2	25**	30 minutes

Note: The descriptive English test is also qualifying. Only candidates who successfully clear the objective part of the Main Examination will have their descriptive paper evaluated.

LIC AAO Syllabus 2026

The comprehensive LIC AAO Syllabus 2026 is detailed below to help you prepare effectively. Explore the topic-wise LIC AAO Syllabus for Generalist posts and bookmark this page to ensure your study materials are complete.

LIC AAO Reasoning Syllabus

1. Seating Arrangements
2. Direction Test
3. Input-Output
4. Statement, Arguments, and Conclusion
5. Analytical Reasoning
6. Coding-Decoding
7. Puzzles
8. Inequalities
9. Syllogism
10. Logical Reasoning
11. Blood Relations
12. Order and Ranking
13. Alphabet and Number Series
14. Machine Input-Output
15. Alpha-Numeric-Symbol Series

LIC AAO Quantitative Aptitude Syllabus

1. Simplification
2. Simple and Compound Interest
3. Problem on Ages
4. Probability
5. Cistern and Pipe
6. Mensuration
7. Percentage
8. Data Sufficiency
9. Number Series
10. Profit and Loss
11. Work and Time
12. Average
13. Quadratic Equations
14. Ratio and Proportion
15. Surds and Indices
16. Data Interpretation (Bar Graph, Line Chart, Tabular, Radar/Web, Pie Chart)
17. HCF and LCM
18. Permutation and Combination
19. Speed, Distance and Time
20. Boats and Streams
21. Approximation
22. Partnership
23. Mixtures & Alligations

LIC AAO GK & Current Affairs Syllabus

1. History of India
2. Indian Constitution
3. Government Schemes
4. Government Policies
5. Books and Authors
6. Inventions and Discoveries
7. Geography of India and the World
8. Environment Topics
9. Sports News
10. New Legislations
11. Important Days
12. Person in News
13. Indian Economy
14. National and International Events
15. Science and Technology
16. Committee, Commissions and Reports
17. National and International Organizations

LIC AAO English Syllabus

1. Parts of Speech
2. Sentence Improvement
3. Active and Passive Voice
4. Singular-Plural
5. Passage Completion
6. Vocabulary based questions
7. Subject-Verb Agreement
8. Spotting Errors
9. Direct and Indirect Speech
10. Para-jumbles
11. Reading Comprehension
12. Word Usage
13. Error Corrections
14. Antonyms and Synonyms
15. Idioms and Phrases
16. Fillers
17. Cloze Tests
18. Phrase/Connector

LIC AAO Data Analysis & Interpretation, Insurance & Financial Market Awareness Syllabus

Data Analysis & Interpretation (For Generalists)	Insurance & Financial Market Awareness
Pie charts Bar graphs Data Handling Data Derivation Data Implementation Elementary mathematics	Development Business/ Finance topic Various laws and policies History of Banking & Insurance Financial institutes, terminologies & derivations Current Banking news and events related to insurance and financial market

LIC AAO Syllabus 2026 for Asst. Engineer (Civil)

Topics	Sub Topics
Construction Technology	Engineering Materials: Physical Properties of construction materials with respect to their use in construction – Aggregates, Bricks and Tiles, Cement, different types of Mortars and concrete
Construction	Masonry principles using Brick, Stone, Blocks Types of Plastering, point, flooring, roofing and construction features Common repairs in buildings Principles of functional planning of building for residents  and specific use – Building code provisions Basic principles of detailed and approximate estimating – specification writing and rate  analysis – principles of valuation of real property Machinery for earthwork, concreting and their specific uses
Construction Planning and Management	Construction activity – schedules – organization for construction industry –  Quality assurance principles Use of basic principles of network – analysis in form of CPM and PERT –  their use in construction monitoring, cost optimization and resource allocatio
Surveying	Common methods and instruments for surveying required for building construction
Introduction	CPWD – Schedule of Rates Estimation Bar Bending Schedule Knowledge of NBC and IS codes
Basic principles of Analysis of Rates	Methodology of (AOR) Analysis of rates Market Rate Item Quotation from vendor
Principles of Construction Contracts	Item rate Lump sum EPC Statutory Provisions of contract Labour Laws
Quality Control and Assurance	For Pavement work  Rigid (PQC)  Flexible (Bituminous) For building works   Material – Bricks, Aggregate, Sand, Steel, Cement, Glass and other important building materials
Project Management	MS Project / Primavera Revision of schedule Critical Activity etc. Milestones
Water Supply	Estimating of demand for water, Standards for portable water, Water conservation  – Rain Water Harvesting
Sewage treatment	Working principles, units, chambers, sedimentation tanks, trickling filters, oxidation ponds, activated sludge process, septic tank, disposal of sludge, recycling of wastewater
Introduction of automation in construction	Concept, need, examples related to different civil engineering projects
Basic computer software usage	Basic knowledge of MS Office (MS Word, MS Excel, MS Power Point), Drawing Software (Auto CAD

LIC AAO Syllabus 2026 for Asst. Engineer (Electrical)

Topics	Sub Topics
Circuit Theory	Circuit components; networks graphs; KCL; KVL; circuit analysis methods; nodal analysis, mesh analysis; basic network theorems and applications;  transient analysis; RL, RC, and RLC circuits; Two-port networks. Instrumentation: Insulation megger, earth megger, Kelvin’s double bridge, Quadrant electrometer, Rotating substandard, TOD meter
Electrical Machines	Transformers: Construction details – Principles of operation – vector diagrams on no load and load – regulation and efficiency – equivalent circuits and test for the determination of parameters of equivalent circuits – types of three phase transformers and their applications – Scott connection of transformers 3- Phase Induction Motors: Principle of operation – Cage and Slip ring motors – torque slip characteristic – methods of speed control 3- Phase Alternators: Principles of operation and constructional details – types of Alternators – Synchronous impedance – voltage regulation – short circuit ratio and its importance – phasor diagrams of round rotor and salient pole machines synchronization – behavior of an alternator connected to infinite bus – effect of varying excitation and mechanical torque – power angle curves – control of active and reactive powers Single Phase Induction Motors: Types of single phase motors – Types of Single Phase Induction motors – characteristics and methods of starting – shaded pole induction motor
Power System Protection	Principles of over current, differential and distance protection, Concept of Solid state relays, Circuit breakers. Line Bus, generator, transformer protection; numeric relays and application to DSP to protection

LIC AAO Syllabus for Company Secretary

• Company Law
• ISDR SEBI: Issue of capital and disclosure
• SEBI- SAST Regulation (Substantial Acquisition of Shares and Takeovers) Regulations, 2011
• SEBI- PIT Log (Prohibition of Insider Trading)
• Drafting of resolution/notes

LIC AAO Syllabus for Chartered Accountants

• Financial Accounting
• Financial Reporting (Including GAAP & IndAS)
• Commercial Laws
• Taxation- Direct & Indirect
• Information Technology
• Risk Management and Internal Financial Control

LIC AAO Syllabus for Legal Officers

• Banking
• Negotiable Instruments
• Company, and Cooperative Laws
• Cyber Laws Commerce/Property transactions
• Life Insurance
• Staff matters and Good experience in drafting various types of documents

LIC AAO Syllabus for Actuarial

For relevant specializations, the exam will follow the syllabus prescribed by the Institute of Actuaries of India, covering subjects CS1, CS2, CM1, CM2, CB1, CB2, and CB3. 

LIC AAO Syllabus for Insurance Specialist 

For Insurance-focused roles, the curriculum is based on the Insurance Institute of India standards, including subjects IC85, IC86, IC89, IC92, AS 03, AS 05(iv), and AS 05(v).