NIACL AO Cut Off 2026: Prelims & Mains Category-wise Marks Analysis

Posted: Jun 10, 2026 11:29 AM IST
Updated: Jul 08, 2026 04:02 PM IST
1K views

New India Assurance Company Limited (NIACL) publishes the official NIACL AO cut-off marks for each recruitment stage alongside the scorecard. These cutoff scores represent the minimum qualifying marks candidates must achieve to progress to the next selection round. NIACL releases separate cut-off criteria for each specific post offered during the recruitment cycle.

NIACL AO Previous Year Cut-Off

We have compiled comprehensive NIACL AO previous year cut-off data to help you estimate and prepare for this year's examination. Reviewing these post-wise and category-wise trends is essential for building a high-scoring strategy. Explore the historical cut-off marks for 2025, 2024, 2023, 2021, and 2018 below.

NIACL AO Prelims Cut Off 2025

The NIACL AO Prelims cut-off is a key indicator for candidates to gauge their performance and chances of advancing. These benchmarks are determined by several variables, including the exam's difficulty level, total available vacancies, and the collective candidate performance. The category-wise Prelims cut-offs for Generalists and specialized posts are detailed below.

NIACL AO Cut Off 2025 Post-wise

NIACL AO Prelims Cut Off 2025 Section-wise

SubjectsCut Off Marks
English Language30
Reasoning Ability23.25
Quantitative Aptitude23
Total76.25

NIACL AO Mains Cut Off 2025 Out

The official NIACL AO Mains cut-off marks were released alongside the scorecard at www.newindia.co.in. Candidates who participated in the Mains examination can verify their qualifying status against the official benchmarks. We have updated the post-wise and category-wise cut-off figures in this article for your reference.

NIACL AO Cut Off 2024

The official NIACL AO cut-off marks for the Prelims, Mains, and Interview phases were finalized on 7th August 2025. These scores are calculated based on the complexity of the test papers and the total number of vacancies announced for the current recruitment period.

NIACL AO Prelims Cut Off 2024

NIACL AO Prelims Cut Off 2024- Category-wise
CategoryGeneralistsAccounts
SC74.7552.25
ST68.7537.25
OBC77.7551.25
EWS77.7549.25
UR81.7564.25
HI49.2527.25
OC7136.75
VI7126.5
ID/MD26.7522
NIACL AO Prelims Cut Off 2024- Section-wise
DisciplineGeneralistsAccounts
TestSC/ST/OBC/PwBDEWS,URSC/ST/OBC/PwBDEWS,UR
English Language12157.2510.75
Reasoning Ability81315.5
Quantitative Aptitude3.757.252.56.25

NIACL AO Mains Cut Off 2024

NIACL AO Mains Cut Off 2024 (Category-wise)
CategoryGeneralistsAccounts
SC8265.50
ST76.5052.75
OBC91.2572
EWS90.5074.25
UR99.2587.75
HI49.25#
OC96.2547.75
VI8759.50
ID/MD46.7573
NIACL AO Mains Cut Off 2024- Section-wise
TestGeneralistsAccounts
SC/ST/OBC/PwBDEWS, URSC/ST/OBC/PwBDEWS, UR
Reasoning Ability7.2510.5024.75
English Language  12161.755.75
General Awarness012.7511.25
Quantitative Aptitude9.2512.254.757
Professional Knowledge   11.75

NIACL AO Final Cut Off 2024

NIACL AO Cut Off 2024 Category-wise
CategoryAccountsGeneralists
SC53.0953.09
ST45.4451.22
OBC51.6357.97
EWS54.5957.84
UR55.7260.09
HI--45.84
OC50.9756.84
VI50.4455.53
ID/MD47.2250.94

NIACL AO Prelims Cut Off 2023

The authorities have officially released the NIACL AO 2023 scorecard and cut-off marks on the official website. We have compiled these figures, considering vacancies, candidate performance, and past trends, to provide you with an accurate and accessible breakdown. 

NIACL AO Cut Off 2023 Post-wise

NIACL AO Cut Off 2023 Post-wise
DisciplinesSCSTOBCEWSUR
Generalists72.7565.7577.2577.2581.75
Risk Engineers53.7546.2556.7553.7565
Automobile Engineers7.5010.256.5015.2524
Legal Officers31.752428.502044.75
Accounts18.2518.2512.50-18.25
Health17.50817.751430.50
IT Specialists55.50445550.7565.25

NIACL AO Cut Off 2023 Section-wise

NIACL AO Prelims Cut Off 2023- Section-wise
DisciplineGeneralists
TestSC/ST/OBC/PwBDUR
English Language24.2517.50
Reasoning Ability5.5010
Quantitative Aptitude5.259

NIACL AO Main Cut Off 2023

Detailed cut-off marks for the NIACL AO Mains examination are updated here. These figures are derived from the difficulty of the questions, the volume of vacancies, and other technical parameters. Check the Phase 2 category-wise and descriptive test cut-offs below.

NIACL AO Category-wise Cut off (Out of 200)
DisciplineSCSTOBCEWSURHIOCVIID/MD
Risk Engineers77.257284.2590.2595.7555.7561--40.75
Automobile Engineers53.5041.5050.7520.2570--19.2554.25--
Legal Officers7064.7571.5071.2585.7539.2558.2568.5057.50
Accounts3051.2535.5072.5074.7566.75------
Health51.5032.7553.5042.7564.5019.5026--35.75
IT Specialists77.7569.2579.258186.7543.75------
Generalist86.5076.7595.2598.50103.7564.509199.2586

The category-specific cut-off marks for the 2023 NIACL AO Descriptive test are summarized in the table provided below. 

CategorySCSTOBCEWSURHIOCVIID/MD
Cut off13.5013.5015151513.5013.5013.5013.50
NIACL AO Section-wise Cut off (Generalists)
TestSC,ST,OBC,PwBDEWS,UR
Reasoning Ability (50)11.5014.50
English Language (50)1922
General Awareness (50)35.25
Quantitative Aptitute (50)14.7517

NIACL AO Prelims Cut Off 2021

The cut-off marks for the NIACL AO Prelims exam held on 16th October 2021 have been published. NIACL has provided both category-wise and section-wise breakdowns for this examination cycle. 

NIACL AO Prelims Cut Off 2021- Category-wise
CategoryPrelims Cut Off 
UR73.75
SC64.50
ST58.75
OBC68.25
EWS68.75
HI41.75
OC61
VI63.75
ID/MD20.50
NIACL AO Prelims Cut Off 2021- Section-wise
DisciplineGeneralists
TestSC/ST/OBC/PwDUR
English Language1114.50
Reasoning Ability2.256.50
Quantitative Aptitude4.257.25

NIACL AO Mains Cut Off 2021

The cut-off marks for the NIACL AO Phase 2 examination held on 4th December 2021 have been officially uploaded. You can view the comprehensive category-wise and descriptive test cut-offs here. 

NIACL AO Mains Cut Off 2021- Category-wise
CategoryMains Cut Off 
UR100.75
SC71.75
ST70.75
OBC70.75
EWS74.75
HI65.50
OC90.75
VI94.75
NIACL AO Mains Cut Off 2021- Descriptive Test
TestSC/STUR/OBC/EWS
Descriptive Test13.515

NIACL AO Prelims Cut Off 2018

In the following section, we have analyzed the NIACL AO Prelims 2018 cut-off (out of 100). This includes category, state, and section-wise data to help you understand the expected trends for upcoming exams. 

NIACL AO Cut Off 2018: Category-wise Prelims Cut off

Review the table below for NIACL cut-off marks pertaining to Company Secretary, Legal, Finance & Accounts, and Generalist roles. The category-wise breakdown has been formatted for easy comparison.

DisciplineSCSTOBCURHIOCVIID/MD
Company Secretary---36.75----
Legal20.2514.5016.7536.25-18.25--
Finance & Accounts47.0028.2546.2556.5034.50-36.50-
Generalist70.5061.0075.7580.2545.2569.5072.2534.00

NIACL AO Cut off 2018: Section-wise Prelims Cut off 

The section-wise cut-off marks for the NIACL AO Prelims exam, specifically for English Language, Reasoning Ability, and Quantitative Aptitude, are tabulated below. 

DisciplineCompany SecretaryLegalFinance & AccountsGeneralists
TestSC/ST/OBC/PwDURSC/ST/OBC/PwDURSC/ST/OBC/PwDURSC/ST/OBC/PwDUR
English Language9.7512.508.7512.258.7512.2510.7514.00
Reasoning Ability3.256.002.755.755.258.7511.2515.50
Quantitative Aptitude3.255.751.504.004.007.257.2510.75

NIACL AO Cut Off 2018: State-wise Prelims Cut off

New India Assurance has released state-specific cut-off marks for all participating regions. You can examine the category-wise cut-off data for every state in the table below. 

StateSCSTOBCGEN
Andaman & Nicobar (Port Blair)--53.2574.25
Andhra Pradesh-73.50-88.25
Assam75.7569.7578.0083.75
Bihar---88.25
Chandigarh (UT)76.00-77.5087.75
Chattisgarh74.2567.25-86.75
Delhi80.2572.0082.5089.25
Goa---69.00
Gujarat78.2564.5071.5082.75
Haryana77.50--89.00
Himachal Pradesh77.75--87.25
Jammu & Kashmir75.5064.25-86.50
Jharkhand76.50--88.00
Karnataka71.7570.0075.7581.25
Kerala79.75-86.2589.00
Madhya Pradesh77.2559.25-86.75
Odisha79.0069.0086.5088.00
Puducherry---79.50
Punjab76.25--90.00
Rajasthan82.0073.0084.0088.75
Tamil Nadu75.7561.25-84.50
Telangana83.0074.00-86.00
Tripura-53.00-85.75
Uttar Pradesh80.75-84.5089.00
Uttarakhand-74.00-88.75
West Bengal83.0064.5082.2591.00

NIACL AO Mains Cut Off 2018 

The NIACL AO Mains examination is evaluated out of 200 marks. The 2018 cut-off structure for the Mains was organized by category, section, and post.

NIACL AO Cut Off 2018: Category-wise Mains Cut off

The category-wise cut-off marks for all specified NIACL AO posts are detailed in the following table. 

DisciplineSCSTOBCURHIOCVIID/MD
Company Secretary---102----
Legal67.2552.7567.7587.75-45.25--
Finance & Accounts8164.7589.2599No students Qualified-71.75-
Generalist10895.25118.25126.582113.75115.2586.5

NIACL AO Cut Off 2018: Overall Mains Cut off

Review the overall NIACL AO Mains 2018 cut-off marks, organized by both category and section, in the table below.   

TestGeneralist
SC,ST,OBC,PwBDUR
Reasoning Ability (50)17.7521
English Language (50)10.514.5
General Awareness (50)6.510.5
Quantitative Aptitude (50)17.2520.25

NIACL AO Cut off 2018: Section-wise Mains Cut off 

Examine the NIACL AO Mains cut-off for Company Secretary, Legal, Finance & Accounts, and Generalist posts across all sections, including Reasoning, English, General Awareness, Quantitative Aptitude, and Professional Knowledge below. 

DisciplineCompany SecretaryLegalFinance & Accounts
TestSC,ST,OBC,PwBDURSC,ST,OBC,PwBDURSC,ST,OBC,PwBDUR
Reasoning Ability (40)4.8514.52.756.25
English Language (40)8.512.54.758.56.510.5
General Awareness (40)4.07.0142.55.5
Quantitative Aptitude (40)3.257.013.251.55.25
Professional Knowledge (40)13.516.035.513.25

NIACL AO Cut Off 2018 [Descriptive Paper (out of 30)]

The category-wise cut-off marks for the 2018 NIACL AO Descriptive test are summarized in the table below. 

CategorySCSTOBCURHIOCVIID/MD
Cut off13.5013.50151513.5013.5013.5013.50

We hope this comprehensive analysis of NIACL AO cut-off marks aids your preparation and gives you a clear understanding of the scoring patterns for future exams. 

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