The New India Assurance Company Limited (NIACL) publishes the NIACL AO Cut-Off for each examination phase alongside the NIACL AO Prelims score card. These cut-off marks represent the minimum score candidates must achieve to advance in the recruitment process. NIACL AO Cut-Off marks are declared independently for each specific post offered within a recruitment cycle.
NIACL AO Previous Year Cut-Off
This resource provides comprehensive NIACL AO Previous Year Cut-Off Marks, enabling candidates to estimate their potential NIACL AO Cut-Off for the current year. Review the post-wise and category-wise NIACL AO Previous Year Cut Off data to formulate an effective strategy for achieving high scores in the upcoming exam. The most recent NIACL AO Exam was conducted in 2023. Let's examine the NIACL AO Cut-Off trends for 2025, 2024, 2023, 2021, and 2018.
NIACL AO Prelims Cut Off 2025
The NIACL AO Prelims cut-off is a critical indicator for candidates to assess their eligibility for the subsequent stages of the recruitment process. Several factors influence these cut-off marks, including the exam's difficulty level, the total number of available vacancies, and the overall performance of all participating candidates. Below are the category-wise NIACL AO Prelims cut-off marks for Generalists and other specialist roles.
NIACL AO Cut Off 2025 Post-wise
NIACL AO Prelims Cut Off 2025 Section-wise
| Subjects | Cut Off Marks |
| English Language | 30 |
| Reasoning Ability | 23.25 |
| Quantitative Aptitude | 23 |
| Total | 76.25 |
NIACL AO Mains Cut Off 2025 Out
The official NIACL AO Mains Score Card 2025, which includes the cut-off marks, was released on www.newindia.co.in. Candidates who took the NIACL AO Mains exam can now access the official NIACL AO cut-off marks. The NIACL AO Cut Off has been published separately for each post and category, and this information is updated here for your convenience.
NIACL AO Cut Off 2024
The NIACL AO cut-off marks for the Prelims, Mains, and Interview stages were released on August 7, 2025. All candidates who participated in the examination are keen to review the official cut-off. The determination of these cut-off marks is based on the complexity of the exam and the total number of vacancies announced.
NIACL AO Prelims Cut Off 2024
| NIACL AO Prelims Cut Off 2024- Category-wise | ||
| Category | Generalists | Accounts |
| SC | 74.75 | 52.25 |
| ST | 68.75 | 37.25 |
| OBC | 77.75 | 51.25 |
| EWS | 77.75 | 49.25 |
| UR | 81.75 | 64.25 |
| HI | 49.25 | 27.25 |
| OC | 71 | 36.75 |
| VI | 71 | 26.5 |
| ID/MD | 26.75 | 22 |
| NIACL AO Prelims Cut Off 2024- Section-wise | ||||
| Discipline | Generalists | Accounts | ||
| Test | SC/ST/OBC/PwBD | EWS,UR | SC/ST/OBC/PwBD | EWS,UR |
| English Language | 12 | 15 | 7.25 | 10.75 |
| Reasoning Ability | 8 | 13 | 1 | 5.5 |
| Quantitative Aptitude | 3.75 | 7.25 | 2.5 | 6.25 |
NIACL AO Mains Cut Off 2024
| NIACL AO Mains Cut Off 2024 (Category-wise) | ||
| Category | Generalists | Accounts |
| SC | 82 | 65.50 |
| ST | 76.50 | 52.75 |
| OBC | 91.25 | 72 |
| EWS | 90.50 | 74.25 |
| UR | 99.25 | 87.75 |
| HI | 49.25 | # |
| OC | 96.25 | 47.75 |
| VI | 87 | 59.50 |
| ID/MD | 46.75 | 73 |
| NIACL AO Mains Cut Off 2024- Section-wise | ||||
| Test | Generalists | Accounts | ||
| SC/ST/OBC/PwBD | EWS, UR | SC/ST/OBC/PwBD | EWS, UR | |
| Reasoning Ability | 7.25 | 10.50 | 2 | 4.75 |
| English Language | 12 | 16 | 1.75 | 5.75 |
| General Awarness | 01 | 2.75 | 1 | 1.25 |
| Quantitative Aptitude | 9.25 | 12.25 | 4.75 | 7 |
| Professional Knowledge | 1 | 1.75 | ||
NIACL AO Final Cut Off 2024
| NIACL AO Cut Off 2024 Category-wise | ||
| Category | Accounts | Generalists |
| SC | 53.09 | 53.09 |
| ST | 45.44 | 51.22 |
| OBC | 51.63 | 57.97 |
| EWS | 54.59 | 57.84 |
| UR | 55.72 | 60.09 |
| HI | -- | 45.84 |
| OC | 50.97 | 56.84 |
| VI | 50.44 | 55.53 |
| ID/MD | 47.22 | 50.94 |
NIACL AO Prelims Cut Off 2023
The officials have released the NIACL AO Score Card 2023, along with the NIACL AO Cut Off marks, on their official website. Given that New India Assurance determines the NIACL AO Prelims Cut Off 2023 based on factors like the number of vacancies, candidate performance, and previous year's cut-off trends, we have updated it here for easy access.
NIACL AO Cut Off 2023 Post-wise
| NIACL AO Cut Off 2023 Post-wise | |||||
| Disciplines | SC | ST | OBC | EWS | UR |
| Generalists | 72.75 | 65.75 | 77.25 | 77.25 | 81.75 |
| Risk Engineers | 53.75 | 46.25 | 56.75 | 53.75 | 65 |
| Automobile Engineers | 7.50 | 10.25 | 6.50 | 15.25 | 24 |
| Legal Officers | 31.75 | 24 | 28.50 | 20 | 44.75 |
| Accounts | 18.25 | 18.25 | 12.50 | - | 18.25 |
| Health | 17.50 | 8 | 17.75 | 14 | 30.50 |
| IT Specialists | 55.50 | 44 | 55 | 50.75 | 65.25 |
NIACL AO Cut Off 2023 Section-wise
| NIACL AO Prelims Cut Off 2023- Section-wise | ||
| Discipline | Generalists | |
| Test | SC/ST/OBC/PwBD | UR |
| English Language | 24.25 | 17.50 |
| Reasoning Ability | 5.50 | 10 |
| Quantitative Aptitude | 5.25 | 9 |
NIACL AO Main Cut Off 2023
The cut-off marks for the NIACL AO Mains Exam have been updated here. These NIACL AO Mains cut-off marks are meticulously calculated considering the difficulty level of the questions posed, the number of vacancies advertised, and other relevant parameters. You can check the NIACL AO Phase 2 Category-wise & Descriptive Cut Off from this page.
| NIACL AO Category-wise Cut off (Out of 200) | |||||||||
| Discipline | SC | ST | OBC | EWS | UR | HI | OC | VI | ID/MD |
| Risk Engineers | 77.25 | 72 | 84.25 | 90.25 | 95.75 | 55.75 | 61 | -- | 40.75 |
| Automobile Engineers | 53.50 | 41.50 | 50.75 | 20.25 | 70 | -- | 19.25 | 54.25 | -- |
| Legal Officers | 70 | 64.75 | 71.50 | 71.25 | 85.75 | 39.25 | 58.25 | 68.50 | 57.50 |
| Accounts | 30 | 51.25 | 35.50 | 72.50 | 74.75 | 66.75 | -- | -- | -- |
| Health | 51.50 | 32.75 | 53.50 | 42.75 | 64.50 | 19.50 | 26 | -- | 35.75 |
| IT Specialists | 77.75 | 69.25 | 79.25 | 81 | 86.75 | 43.75 | -- | -- | -- |
| Generalist | 86.50 | 76.75 | 95.25 | 98.50 | 103.75 | 64.50 | 91 | 99.25 | 86 |
The category-wise cut-off marks for the NIACL AO Descriptive test 2023 are detailed in the table below. These provide valuable insights for your preparation.
| Category | SC | ST | OBC | EWS | UR | HI | OC | VI | ID/MD |
| Cut off | 13.50 | 13.50 | 15 | 15 | 15 | 13.50 | 13.50 | 13.50 | 13.50 |
| NIACL AO Section-wise Cut off (Generalists) | ||
| Test | SC,ST,OBC,PwBD | EWS,UR |
| Reasoning Ability (50) | 11.50 | 14.50 |
| English Language (50) | 19 | 22 |
| General Awareness (50) | 3 | 5.25 |
| Quantitative Aptitute (50) | 14.75 | 17 |
NIACL AO Prelims Cut Off 2021
Cut-off marks for the NIACL AO Prelims Exam 2021, held on October 16, 2021, have been uploaded. NIACL has released the NIACL AO Category-wise & Section-wise Cut Off, offering a clear understanding of the qualifying standards.
| NIACL AO Prelims Cut Off 2021- Category-wise | |
| Category | Prelims Cut Off |
| UR | 73.75 |
| SC | 64.50 |
| ST | 58.75 |
| OBC | 68.25 |
| EWS | 68.75 |
| HI | 41.75 |
| OC | 61 |
| VI | 63.75 |
| ID/MD | 20.50 |
| NIACL AO Prelims Cut Off 2021- Section-wise | ||
| Discipline | Generalists | |
| Test | SC/ST/OBC/PwD | UR |
| English Language | 11 | 14.50 |
| Reasoning Ability | 2.25 | 6.50 |
| Quantitative Aptitude | 4.25 | 7.25 |
NIACL AO Mains Cut Off 2021
Cut-off marks for the NIACL AO Mains Exam 2021, conducted on December 4, 2021, are now available. NIACL has published the NIACL AO Phase 2 Category-wise & Descriptive Cut Off, providing essential data for aspiring candidates.
| NIACL AO Mains Cut Off 2021- Category-wise | |
| Category | Mains Cut Off |
| UR | 100.75 |
| SC | 71.75 |
| ST | 70.75 |
| OBC | 70.75 |
| EWS | 74.75 |
| HI | 65.50 |
| OC | 90.75 |
| VI | 94.75 |
| NIACL AO Mains Cut Off 2021- Descriptive Test | ||
| Test | SC/ST | UR/OBC/EWS |
| Descriptive Test | 13.5 | 15 |
NIACL AO Prelims Cut Off 2018
In the section below, we present the NIACL AO Cut Off marks for the NIACL AO Prelims 2018 (out of 100). This includes category-wise, state-wise, and section-wise data, designed to help candidates better anticipate the pattern for the upcoming NIACL AO Exam.
NIACL AO Cut Off 2018: Category-wise Prelims Cut off
Consult the table below for the NIACL Cut Off Marks for the Prelims Exam, covering Company Secretary, Legal, Finance & Accounts, and Generalist posts. The category-wise NIACL AO cut-off marks are clearly tabulated for your reference.
| Discipline | SC | ST | OBC | UR | HI | OC | VI | ID/MD |
| Company Secretary | - | - | - | 36.75 | - | - | - | - |
| Legal | 20.25 | 14.50 | 16.75 | 36.25 | - | 18.25 | - | - |
| Finance & Accounts | 47.00 | 28.25 | 46.25 | 56.50 | 34.50 | - | 36.50 | - |
| Generalist | 70.50 | 61.00 | 75.75 | 80.25 | 45.25 | 69.50 | 72.25 | 34.00 |
NIACL AO Cut off 2018: Section-wise Prelims Cut off
The section-wise cut-off marks for the NIACL AO Prelims Exam are presented in the table below, covering key sections such as English Language, Reasoning Ability, and Quantitative Aptitude.
| Discipline | Company Secretary | Legal | Finance & Accounts | Generalists | ||||
| Test | SC/ST/OBC/PwD | UR | SC/ST/OBC/PwD | UR | SC/ST/OBC/PwD | UR | SC/ST/OBC/PwD | UR |
| English Language | 9.75 | 12.50 | 8.75 | 12.25 | 8.75 | 12.25 | 10.75 | 14.00 |
| Reasoning Ability | 3.25 | 6.00 | 2.75 | 5.75 | 5.25 | 8.75 | 11.25 | 15.50 |
| Quantitative Aptitude | 3.25 | 5.75 | 1.50 | 4.00 | 4.00 | 7.25 | 7.25 | 10.75 |
NIACL AO Cut Off 2018: State-wise Prelims Cut off
New India Assurance has also released the NIAC AO Cut off for all states that participated in the recruitment drive. Candidates can review the category-wise cut-off marks for all states in the table provided below.
| State | SC | ST | OBC | GEN |
| Andaman & Nicobar (Port Blair) | - | - | 53.25 | 74.25 |
| Andhra Pradesh | - | 73.50 | - | 88.25 |
| Assam | 75.75 | 69.75 | 78.00 | 83.75 |
| Bihar | - | - | - | 88.25 |
| Chandigarh (UT) | 76.00 | - | 77.50 | 87.75 |
| Chattisgarh | 74.25 | 67.25 | - | 86.75 |
| Delhi | 80.25 | 72.00 | 82.50 | 89.25 |
| Goa | - | - | - | 69.00 |
| Gujarat | 78.25 | 64.50 | 71.50 | 82.75 |
| Haryana | 77.50 | - | - | 89.00 |
| Himachal Pradesh | 77.75 | - | - | 87.25 |
| Jammu & Kashmir | 75.50 | 64.25 | - | 86.50 |
| Jharkhand | 76.50 | - | - | 88.00 |
| Karnataka | 71.75 | 70.00 | 75.75 | 81.25 |
| Kerala | 79.75 | - | 86.25 | 89.00 |
| Madhya Pradesh | 77.25 | 59.25 | - | 86.75 |
| Odisha | 79.00 | 69.00 | 86.50 | 88.00 |
| Puducherry | - | - | - | 79.50 |
| Punjab | 76.25 | - | - | 90.00 |
| Rajasthan | 82.00 | 73.00 | 84.00 | 88.75 |
| Tamil Nadu | 75.75 | 61.25 | - | 84.50 |
| Telangana | 83.00 | 74.00 | - | 86.00 |
| Tripura | - | 53.00 | - | 85.75 |
| Uttar Pradesh | 80.75 | - | 84.50 | 89.00 |
| Uttarakhand | - | 74.00 | - | 88.75 |
| West Bengal | 83.00 | 64.50 | 82.25 | 91.00 |
NIACL AO Mains Cut Off 2018
The NIACL AO Mains Exam comprises 200 marks, and the NIACL AO Cut Off 2018 for the Mains Exam was determined across three categories: Category-wise, Section-wise, and post-wise.
NIACL AO Cut Off 2018: Category-wise Mains Cut off
The category-wise NIACL AO Cut Off for all offered posts is detailed in the table below.
| Discipline | SC | ST | OBC | UR | HI | OC | VI | ID/MD |
| Company Secretary | - | - | - | 102 | - | - | - | - |
| Legal | 67.25 | 52.75 | 67.75 | 87.75 | - | 45.25 | - | - |
| Finance & Accounts | 81 | 64.75 | 89.25 | 99 | No students Qualified | - | 71.75 | - |
| Generalist | 108 | 95.25 | 118.25 | 126.5 | 82 | 113.75 | 115.25 | 86.5 |
NIACL AO Cut Off 2018: Overall Mains Cut off
Review the overall NIACL AO Cut off marks for the NIACL AO Mains Exam 2018, presented category-wise & section-wise in the table below.
| Test | Generalist | |
| SC,ST,OBC,PwBD | UR | |
| Reasoning Ability (50) | 17.75 | 21 |
| English Language (50) | 10.5 | 14.5 |
| General Awareness (50) | 6.5 | 10.5 |
| Quantitative Aptitude (50) | 17.25 | 20.25 |
NIACL AO Cut off 2018: Section-wise Mains Cut off
Examine the NIACL AO Mains Cut off for Company Secretary, Legal, Finance & Accounts, and Generalist posts separately for all sections: Reasoning Ability, English Language, General Awareness, Quantitative Aptitude, and Professional Knowledge, as presented in the table below.
| Discipline | Company Secretary | Legal | Finance & Accounts | |||
| Test | SC,ST,OBC,PwBD | UR | SC,ST,OBC,PwBD | UR | SC,ST,OBC,PwBD | UR |
| Reasoning Ability (40) | 4.8 | 5 | 1 | 4.5 | 2.75 | 6.25 |
| English Language (40) | 8.5 | 12.5 | 4.75 | 8.5 | 6.5 | 10.5 |
| General Awareness (40) | 4.0 | 7.0 | 1 | 4 | 2.5 | 5.5 |
| Quantitative Aptitude (40) | 3.25 | 7.0 | 1 | 3.25 | 1.5 | 5.25 |
| Professional Knowledge (40) | 13.5 | 16.0 | 3 | 5.5 | 1 | 3.25 |
NIACL AO Cut Off 2018 [Descriptive Paper (out of 30)]
The category-wise cut-off marks for the NIACL AO Descriptive test 2018 are thoroughly discussed in the table provided below.
| Category | SC | ST | OBC | UR | HI | OC | VI | ID/MD |
| Cut off | 13.50 | 13.50 | 15 | 15 | 13.50 | 13.50 | 13.50 | 13.50 |
We trust that the NIACL AO Cut Off analysis will significantly aid your exam preparations and provide valuable insights into the expected patterns for the upcoming NIACL AO 2023 Exam.
FAQ's
Ans. The NIACL Cut Off signifies the minimum score required for a candidate to be considered for the subsequent stage of the recruitment process.
Ans. Yes, separate section-wise & category-wise cut-offs are released for both the Prelims & Mains Exams.
Ans. Details regarding the previous year's NIACL AO Exam cut-offs are thoroughly covered within this article for your review.
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