New India Assurance Company Limited (NIACL) publishes the official NIACL AO cut-off marks for each recruitment stage alongside the scorecard. These cutoff scores represent the minimum qualifying marks candidates must achieve to progress to the next selection round. NIACL releases separate cut-off criteria for each specific post offered during the recruitment cycle.
NIACL AO Previous Year Cut-Off
We have compiled comprehensive NIACL AO previous year cut-off data to help you estimate and prepare for this year's examination. Reviewing these post-wise and category-wise trends is essential for building a high-scoring strategy. Explore the historical cut-off marks for 2025, 2024, 2023, 2021, and 2018 below.
NIACL AO Prelims Cut Off 2025
The NIACL AO Prelims cut-off is a key indicator for candidates to gauge their performance and chances of advancing. These benchmarks are determined by several variables, including the exam's difficulty level, total available vacancies, and the collective candidate performance. The category-wise Prelims cut-offs for Generalists and specialized posts are detailed below.
NIACL AO Cut Off 2025 Post-wise

NIACL AO Prelims Cut Off 2025 Section-wise
| Subjects | Cut Off Marks |
| English Language | 30 |
| Reasoning Ability | 23.25 |
| Quantitative Aptitude | 23 |
| Total | 76.25 |
NIACL AO Mains Cut Off 2025 Out
The official NIACL AO Mains cut-off marks were released alongside the scorecard at www.newindia.co.in. Candidates who participated in the Mains examination can verify their qualifying status against the official benchmarks. We have updated the post-wise and category-wise cut-off figures in this article for your reference.



NIACL AO Cut Off 2024
The official NIACL AO cut-off marks for the Prelims, Mains, and Interview phases were finalized on 7th August 2025. These scores are calculated based on the complexity of the test papers and the total number of vacancies announced for the current recruitment period.
NIACL AO Prelims Cut Off 2024
| NIACL AO Prelims Cut Off 2024- Category-wise | ||
| Category | Generalists | Accounts |
| SC | 74.75 | 52.25 |
| ST | 68.75 | 37.25 |
| OBC | 77.75 | 51.25 |
| EWS | 77.75 | 49.25 |
| UR | 81.75 | 64.25 |
| HI | 49.25 | 27.25 |
| OC | 71 | 36.75 |
| VI | 71 | 26.5 |
| ID/MD | 26.75 | 22 |
| NIACL AO Prelims Cut Off 2024- Section-wise | ||||
| Discipline | Generalists | Accounts | ||
| Test | SC/ST/OBC/PwBD | EWS,UR | SC/ST/OBC/PwBD | EWS,UR |
| English Language | 12 | 15 | 7.25 | 10.75 |
| Reasoning Ability | 8 | 13 | 1 | 5.5 |
| Quantitative Aptitude | 3.75 | 7.25 | 2.5 | 6.25 |
NIACL AO Mains Cut Off 2024
| NIACL AO Mains Cut Off 2024 (Category-wise) | ||
| Category | Generalists | Accounts |
| SC | 82 | 65.50 |
| ST | 76.50 | 52.75 |
| OBC | 91.25 | 72 |
| EWS | 90.50 | 74.25 |
| UR | 99.25 | 87.75 |
| HI | 49.25 | # |
| OC | 96.25 | 47.75 |
| VI | 87 | 59.50 |
| ID/MD | 46.75 | 73 |
| NIACL AO Mains Cut Off 2024- Section-wise | ||||
| Test | Generalists | Accounts | ||
| SC/ST/OBC/PwBD | EWS, UR | SC/ST/OBC/PwBD | EWS, UR | |
| Reasoning Ability | 7.25 | 10.50 | 2 | 4.75 |
| English Language | 12 | 16 | 1.75 | 5.75 |
| General Awarness | 01 | 2.75 | 1 | 1.25 |
| Quantitative Aptitude | 9.25 | 12.25 | 4.75 | 7 |
| Professional Knowledge | 1 | 1.75 | ||
NIACL AO Final Cut Off 2024
| NIACL AO Cut Off 2024 Category-wise | ||
| Category | Accounts | Generalists |
| SC | 53.09 | 53.09 |
| ST | 45.44 | 51.22 |
| OBC | 51.63 | 57.97 |
| EWS | 54.59 | 57.84 |
| UR | 55.72 | 60.09 |
| HI | -- | 45.84 |
| OC | 50.97 | 56.84 |
| VI | 50.44 | 55.53 |
| ID/MD | 47.22 | 50.94 |
NIACL AO Prelims Cut Off 2023
The authorities have officially released the NIACL AO 2023 scorecard and cut-off marks on the official website. We have compiled these figures, considering vacancies, candidate performance, and past trends, to provide you with an accurate and accessible breakdown.
NIACL AO Cut Off 2023 Post-wise
| NIACL AO Cut Off 2023 Post-wise | |||||
| Disciplines | SC | ST | OBC | EWS | UR |
| Generalists | 72.75 | 65.75 | 77.25 | 77.25 | 81.75 |
| Risk Engineers | 53.75 | 46.25 | 56.75 | 53.75 | 65 |
| Automobile Engineers | 7.50 | 10.25 | 6.50 | 15.25 | 24 |
| Legal Officers | 31.75 | 24 | 28.50 | 20 | 44.75 |
| Accounts | 18.25 | 18.25 | 12.50 | - | 18.25 |
| Health | 17.50 | 8 | 17.75 | 14 | 30.50 |
| IT Specialists | 55.50 | 44 | 55 | 50.75 | 65.25 |
NIACL AO Cut Off 2023 Section-wise
| NIACL AO Prelims Cut Off 2023- Section-wise | ||
| Discipline | Generalists | |
| Test | SC/ST/OBC/PwBD | UR |
| English Language | 24.25 | 17.50 |
| Reasoning Ability | 5.50 | 10 |
| Quantitative Aptitude | 5.25 | 9 |
NIACL AO Main Cut Off 2023
Detailed cut-off marks for the NIACL AO Mains examination are updated here. These figures are derived from the difficulty of the questions, the volume of vacancies, and other technical parameters. Check the Phase 2 category-wise and descriptive test cut-offs below.
| NIACL AO Category-wise Cut off (Out of 200) | |||||||||
| Discipline | SC | ST | OBC | EWS | UR | HI | OC | VI | ID/MD |
| Risk Engineers | 77.25 | 72 | 84.25 | 90.25 | 95.75 | 55.75 | 61 | -- | 40.75 |
| Automobile Engineers | 53.50 | 41.50 | 50.75 | 20.25 | 70 | -- | 19.25 | 54.25 | -- |
| Legal Officers | 70 | 64.75 | 71.50 | 71.25 | 85.75 | 39.25 | 58.25 | 68.50 | 57.50 |
| Accounts | 30 | 51.25 | 35.50 | 72.50 | 74.75 | 66.75 | -- | -- | -- |
| Health | 51.50 | 32.75 | 53.50 | 42.75 | 64.50 | 19.50 | 26 | -- | 35.75 |
| IT Specialists | 77.75 | 69.25 | 79.25 | 81 | 86.75 | 43.75 | -- | -- | -- |
| Generalist | 86.50 | 76.75 | 95.25 | 98.50 | 103.75 | 64.50 | 91 | 99.25 | 86 |
The category-specific cut-off marks for the 2023 NIACL AO Descriptive test are summarized in the table provided below.
| Category | SC | ST | OBC | EWS | UR | HI | OC | VI | ID/MD |
| Cut off | 13.50 | 13.50 | 15 | 15 | 15 | 13.50 | 13.50 | 13.50 | 13.50 |
| NIACL AO Section-wise Cut off (Generalists) | ||
| Test | SC,ST,OBC,PwBD | EWS,UR |
| Reasoning Ability (50) | 11.50 | 14.50 |
| English Language (50) | 19 | 22 |
| General Awareness (50) | 3 | 5.25 |
| Quantitative Aptitute (50) | 14.75 | 17 |
NIACL AO Prelims Cut Off 2021
The cut-off marks for the NIACL AO Prelims exam held on 16th October 2021 have been published. NIACL has provided both category-wise and section-wise breakdowns for this examination cycle.
| NIACL AO Prelims Cut Off 2021- Category-wise | |
| Category | Prelims Cut Off |
| UR | 73.75 |
| SC | 64.50 |
| ST | 58.75 |
| OBC | 68.25 |
| EWS | 68.75 |
| HI | 41.75 |
| OC | 61 |
| VI | 63.75 |
| ID/MD | 20.50 |
| NIACL AO Prelims Cut Off 2021- Section-wise | ||
| Discipline | Generalists | |
| Test | SC/ST/OBC/PwD | UR |
| English Language | 11 | 14.50 |
| Reasoning Ability | 2.25 | 6.50 |
| Quantitative Aptitude | 4.25 | 7.25 |
NIACL AO Mains Cut Off 2021
The cut-off marks for the NIACL AO Phase 2 examination held on 4th December 2021 have been officially uploaded. You can view the comprehensive category-wise and descriptive test cut-offs here.
| NIACL AO Mains Cut Off 2021- Category-wise | |
| Category | Mains Cut Off |
| UR | 100.75 |
| SC | 71.75 |
| ST | 70.75 |
| OBC | 70.75 |
| EWS | 74.75 |
| HI | 65.50 |
| OC | 90.75 |
| VI | 94.75 |
| NIACL AO Mains Cut Off 2021- Descriptive Test | ||
| Test | SC/ST | UR/OBC/EWS |
| Descriptive Test | 13.5 | 15 |
NIACL AO Prelims Cut Off 2018
In the following section, we have analyzed the NIACL AO Prelims 2018 cut-off (out of 100). This includes category, state, and section-wise data to help you understand the expected trends for upcoming exams.
NIACL AO Cut Off 2018: Category-wise Prelims Cut off
Review the table below for NIACL cut-off marks pertaining to Company Secretary, Legal, Finance & Accounts, and Generalist roles. The category-wise breakdown has been formatted for easy comparison.
| Discipline | SC | ST | OBC | UR | HI | OC | VI | ID/MD |
| Company Secretary | - | - | - | 36.75 | - | - | - | - |
| Legal | 20.25 | 14.50 | 16.75 | 36.25 | - | 18.25 | - | - |
| Finance & Accounts | 47.00 | 28.25 | 46.25 | 56.50 | 34.50 | - | 36.50 | - |
| Generalist | 70.50 | 61.00 | 75.75 | 80.25 | 45.25 | 69.50 | 72.25 | 34.00 |
NIACL AO Cut off 2018: Section-wise Prelims Cut off
The section-wise cut-off marks for the NIACL AO Prelims exam, specifically for English Language, Reasoning Ability, and Quantitative Aptitude, are tabulated below.
| Discipline | Company Secretary | Legal | Finance & Accounts | Generalists | ||||
| Test | SC/ST/OBC/PwD | UR | SC/ST/OBC/PwD | UR | SC/ST/OBC/PwD | UR | SC/ST/OBC/PwD | UR |
| English Language | 9.75 | 12.50 | 8.75 | 12.25 | 8.75 | 12.25 | 10.75 | 14.00 |
| Reasoning Ability | 3.25 | 6.00 | 2.75 | 5.75 | 5.25 | 8.75 | 11.25 | 15.50 |
| Quantitative Aptitude | 3.25 | 5.75 | 1.50 | 4.00 | 4.00 | 7.25 | 7.25 | 10.75 |
NIACL AO Cut Off 2018: State-wise Prelims Cut off
New India Assurance has released state-specific cut-off marks for all participating regions. You can examine the category-wise cut-off data for every state in the table below.
| State | SC | ST | OBC | GEN |
| Andaman & Nicobar (Port Blair) | - | - | 53.25 | 74.25 |
| Andhra Pradesh | - | 73.50 | - | 88.25 |
| Assam | 75.75 | 69.75 | 78.00 | 83.75 |
| Bihar | - | - | - | 88.25 |
| Chandigarh (UT) | 76.00 | - | 77.50 | 87.75 |
| Chattisgarh | 74.25 | 67.25 | - | 86.75 |
| Delhi | 80.25 | 72.00 | 82.50 | 89.25 |
| Goa | - | - | - | 69.00 |
| Gujarat | 78.25 | 64.50 | 71.50 | 82.75 |
| Haryana | 77.50 | - | - | 89.00 |
| Himachal Pradesh | 77.75 | - | - | 87.25 |
| Jammu & Kashmir | 75.50 | 64.25 | - | 86.50 |
| Jharkhand | 76.50 | - | - | 88.00 |
| Karnataka | 71.75 | 70.00 | 75.75 | 81.25 |
| Kerala | 79.75 | - | 86.25 | 89.00 |
| Madhya Pradesh | 77.25 | 59.25 | - | 86.75 |
| Odisha | 79.00 | 69.00 | 86.50 | 88.00 |
| Puducherry | - | - | - | 79.50 |
| Punjab | 76.25 | - | - | 90.00 |
| Rajasthan | 82.00 | 73.00 | 84.00 | 88.75 |
| Tamil Nadu | 75.75 | 61.25 | - | 84.50 |
| Telangana | 83.00 | 74.00 | - | 86.00 |
| Tripura | - | 53.00 | - | 85.75 |
| Uttar Pradesh | 80.75 | - | 84.50 | 89.00 |
| Uttarakhand | - | 74.00 | - | 88.75 |
| West Bengal | 83.00 | 64.50 | 82.25 | 91.00 |
NIACL AO Mains Cut Off 2018
The NIACL AO Mains examination is evaluated out of 200 marks. The 2018 cut-off structure for the Mains was organized by category, section, and post.
NIACL AO Cut Off 2018: Category-wise Mains Cut off
The category-wise cut-off marks for all specified NIACL AO posts are detailed in the following table.
| Discipline | SC | ST | OBC | UR | HI | OC | VI | ID/MD |
| Company Secretary | - | - | - | 102 | - | - | - | - |
| Legal | 67.25 | 52.75 | 67.75 | 87.75 | - | 45.25 | - | - |
| Finance & Accounts | 81 | 64.75 | 89.25 | 99 | No students Qualified | - | 71.75 | - |
| Generalist | 108 | 95.25 | 118.25 | 126.5 | 82 | 113.75 | 115.25 | 86.5 |
NIACL AO Cut Off 2018: Overall Mains Cut off
Review the overall NIACL AO Mains 2018 cut-off marks, organized by both category and section, in the table below.
| Test | Generalist | |
| SC,ST,OBC,PwBD | UR | |
| Reasoning Ability (50) | 17.75 | 21 |
| English Language (50) | 10.5 | 14.5 |
| General Awareness (50) | 6.5 | 10.5 |
| Quantitative Aptitude (50) | 17.25 | 20.25 |
NIACL AO Cut off 2018: Section-wise Mains Cut off
Examine the NIACL AO Mains cut-off for Company Secretary, Legal, Finance & Accounts, and Generalist posts across all sections, including Reasoning, English, General Awareness, Quantitative Aptitude, and Professional Knowledge below.
| Discipline | Company Secretary | Legal | Finance & Accounts | |||
| Test | SC,ST,OBC,PwBD | UR | SC,ST,OBC,PwBD | UR | SC,ST,OBC,PwBD | UR |
| Reasoning Ability (40) | 4.8 | 5 | 1 | 4.5 | 2.75 | 6.25 |
| English Language (40) | 8.5 | 12.5 | 4.75 | 8.5 | 6.5 | 10.5 |
| General Awareness (40) | 4.0 | 7.0 | 1 | 4 | 2.5 | 5.5 |
| Quantitative Aptitude (40) | 3.25 | 7.0 | 1 | 3.25 | 1.5 | 5.25 |
| Professional Knowledge (40) | 13.5 | 16.0 | 3 | 5.5 | 1 | 3.25 |
NIACL AO Cut Off 2018 [Descriptive Paper (out of 30)]
The category-wise cut-off marks for the 2018 NIACL AO Descriptive test are summarized in the table below.
| Category | SC | ST | OBC | UR | HI | OC | VI | ID/MD |
| Cut off | 13.50 | 13.50 | 15 | 15 | 13.50 | 13.50 | 13.50 | 13.50 |
We hope this comprehensive analysis of NIACL AO cut-off marks aids your preparation and gives you a clear understanding of the scoring patterns for future exams.
FAQ's
Ans. The NIACL cut-off is the minimum score a candidate must achieve to qualify for the subsequent selection stage.
Ans. Yes, NIACL releases distinct section-wise and category-wise cut-offs for both the Prelims and Mains examinations.
Ans. Yes, this article provides a detailed historical overview of previous year NIACL AO exam cut-offs.
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