The State Bank of India (SBI) recruits Circle-Based Officers (CBO) across its various branches nationwide. Eligible and aspiring candidates for the SBI Circle-Based Officer positions should begin their online exam preparation immediately. To start your preparation effectively, knowing the latest SBI CBO syllabus & exam pattern is essential. In this article, we provide a complete breakdown of the SBI CBO 2026 exam pattern & syllabus to guide your studies.
SBI CBO Syllabus and Exam Pattern 2026
The SBI CBO recruitment 2026 for circle-based officer roles consists of four stages: an online test, screening, an interview, and a Local Language Proficiency Test. The online test is further divided into two sections: an objective test and a descriptive test. This presents an exceptional career opportunity for experienced banking professionals aiming to join the State Bank of India. Review the summary of the SBI CBO Syllabus 2026 in the table below:
| SBI Circle-Based Officer Syllabus 2026- Highlights | |
| Exam Name | SBI CBO 2026 |
| Mode of Exam | Online |
| Exam Duration | 2 hours 30 minutes |
| Total Marks | Objective test-120 Descriptive Test-50 Interview- 50 |
| Marking Scheme | 1 mark for each right answer |
| Negative Marking Scheme | No negative marking |
| Selection Process | Online Examination Screening Interview Local Language Proficiency Test |
| Official Website | https://sbi.co.in/ |
SBI CBO Exam Pattern 2026
The selection process for the SBI Circle-Based Officer comprises an online written test, screening, an interview round, and a Local Language Proficiency Test. Candidates must successfully clear each individual stage to secure selection for circle-based officer positions in the State Bank of India. For those searching for the SBI CBO Exam Pattern 2026, the complete and detailed exam structure is outlined in the section below:
- There will be 2 tests- MCQ and Descriptive
- In a computer-based test, there will be 120 questions carrying 1 mark each.
- The duration of the online test is 2 hours 30 minutes, where 2 hours are allotted for the computer-based test and 30 minutes for the descriptive test.
- There will be no negative marking in the exam.
- There will be no sectional qualifying marks
- In the descriptive test, a letter & an essay will be asked.
| SBI CBO CBT Exam Pattern 2026 | |||
| Sections | No of Questions | Marks | Duration |
| English Language | 30 | 30 | 30 minutes |
| Banking Knowledge | 40 | 40 | 40 minutes |
| General Awareness/Economy | 30 | 30 | 30 minutes |
| Computer Aptitude | 20 | 20 | 20 minutes |
| Total | 120 | 120 | 2 hours |
| SBI CBO Descriptive Test 2026 | |||
| Topics | No of Questions | Marks | Duration |
| Letter Writing | 01 | 25 | 30 minutes |
| Essay-250 words on banking related | 01 | 25 | |
| Total | 02 | 50 | 30 minutes |
SBI CBO Syllabus 2026
The subject-wise SBI CBO syllabus is detailed below. If you are gearing up for the SBI CBO 2026 Exam, you should structure your preparation topic by topic. Every single topic is crucial; therefore, skipping any area can negatively impact your chances of selection for the Circle-Based Officer post.
SBI CBO Syllabus- English Language
Candidates' English language proficiency will be evaluated through this section. It features 30 questions covering the following core topics:
- Cloze Test
- Reading Comprehension
- Spotting Errors
- Sentence Improvement
- Sentence Correction
- Para Jumbles
- Fill in the Blanks
- Word Rearrangement
- Word Swap
- Sentence Rearrangement
- Misspelt
- Word Usage
- Sentence Based Errors
SBI CBO Syllabus- General Awareness
Candidates must thoroughly master the topics listed below to achieve a high score in this section.
- Current Affairs (National & International)
- Banking Awareness
- GK Updates
- Currencies
- Important Places
- Indexes & Ranking
- Agreements & MoU
- Central Governmnet Schemes
- Books and Authors
- Awards
- Headquarters
- Prime Minister Schemes
- Important Days
SBI CBO Syllabus- Computer Aptitude
In previous recruitment cycles, many candidates noted that this section featured questions derived from reasoning concepts rather than standard computer topics. Aspirants preparing for the SBI CBO Exam should not skip the essential Computer Aptitude topics outlined below:
- Statement & Assumption / Statement & Conclusion
- Order and Ranking
- Puzzle (Seating Arrangement, Floor-Based, Box-Based, Year-Based, etc.)
- Direction Sense
- Inequality
- Data Sufficiency
- Logical Reasoning (Cause & Effect, Course of Action, etc.)
- Syllogism
- Input-Output
- Coding-Decoding
- Blood Relations
SBI CBO Syllabus- Banking Awareness
This section focuses on banking awareness, requiring candidates to stay updated on all current banking schemes, rules, and regulations established by the State Bank of India.
- Financial Markets
- Monetary Policy
- NBFCs
- NPA & SARFAESI
- Payments Bank
- Small Finance Banks
- ATM
- NPCI
- Financial Abbreviations
- Basel Norms
- Reserve Bank of India Structure
- RBI New Initiatives
SBI CBO Interview 2026
The interview carries a total of 50 marks. Candidates must achieve the minimum qualifying score set by the Bank during the interview to be considered for final selection. The final merit list will be compiled based on the combined performance and scores secured in both the Online Test and the Interview.
FAQs
The complete SBI CBO Syllabus 2026 is thoroughly detailed in the article below.
The SBI CBO 2026 Exam features 4 primary sections: Reasoning, English Language, General Awareness & Quantitative Aptitude.
Yes, there is a negative marking scheme of 1/4th of a mark for incorrect answers in the SBI CBO 2026 Exam.
The descriptive test evaluates the English Language, requiring candidates to write a formal letter and an essay worth a total of 50 marks.
Recommended Reads
- SBI CBO 2026 Notification: Exam Date, Eligibility & Application Form
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- SBI PO PET Question Paper 2026: Download Subject-Wise Practice PDFs
- SBI Apprentice Result 2026 @sbi.co.in, Merit List & Scorecard PDF
- SBI Apprentice Exam Analysis 2026 (11 July, Shift 1): Difficulty Level & Questions
- SBI PO 2026: Record-Breaking 12.14 Lakh Applications Received
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