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Union Bank SO Syllabus 2026 & Exam Pattern: Subject-wise Guide

Jul 20, 2026 01:28 PM IST
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Key Highlights

• The Union Bank 2026 recruitment features an online objective exam for General Banking and Specialist Officer roles, with a 1/4 mark penalty for incorrect answers. • Candidates should prioritize professional knowledge and core aptitude subjects to align with the specific mark distribution and time limits provided.
This guide covers the complete Union Bank SO Syllabus and Exam Pattern for 2026. Review these details to master the subject-wise breakdown, question distribution, marking scheme, and essential exam topics.

Union Bank of India conducts a rigorous online examination to recruit high-caliber candidates for Specialist and General Banking Officer roles. The General Officer syllabus is structured into two parts: Part 1 assesses proficiency in Reasoning, Quantitative Aptitude, and English, while Part 2 focuses on core Professional Knowledge. Specialist Officer posts strictly evaluate technical expertise within their respective disciplines. Applicants should thoroughly understand the updated exam pattern, negative marking criteria, and topic weightage to streamline their preparation.

Union Bank SO Syllabus & Exam Pattern 2026

Candidates preparing for the Union Bank of India SO 2026 recruitment exam must align their study strategy with the official syllabus and exam pattern. By focusing on high-yield topics rather than irrelevant material, you can maximize your scoring potential. We have outlined the detailed syllabus and exam structure below to help you understand the mark distribution for each section.

Union Bank of India SO Syllabus & Exam Pattern 2026
Mode of Exam Online
Type of Questions Multiple Choice Questions
Number of Questions SO- 50
GBO- 125
Marks SO- 100
GBO- 175
Duration SO- 60 Minutes (1 Hour)
GBO- 120 Minutes (2 Hours)
Negative Marking 1/4th mark
Selection Process Online Exam/Group Discussion, Interview, and Document Verification
Official Website https://www.unionbankofindia.co.in/

Union Bank of India SO Exam Pattern 2026

A comprehensive understanding of the Union Bank SO Exam 2026 pattern is essential for effective time management and strategic planning. Knowing the exact structure of the test allows candidates to simulate exam conditions and improve their performance.

  • The exam will be conducted in online mode.
  • There will be objective type multiple questions in the exam.
  • For each incorrect answer, there is a negative marking of 1/4 mark.
Union Bank of India General Banking Officer Exam Pattern 2026 (Post Codes G01–G19, up to Scale III)
Name of Test No. of Question Marks Duration
Reasoning 25 25 60 Minutes
English Language 25 25
Quantitative Aptitude 25 25
Professional Knowledge 50 100 60 minutes
Total 125 175 120 minutes
Union Bank of India Specialist Officers Exam Pattern 2026 (Post Codes S01–S108, up to Scale III)
Name of Test Number of Questions Marks Duration
Professional knowledge relevant to the post 50 100 60 Minutes
Total 50 100

Union Bank of India SO Syllabus 2026 (For Specialist and General Banking Officers)

The Union Bank of India SO exam covers four core subjects: Reasoning, Quantitative Aptitude, English Language, and Professional Knowledge. Below, we break down the critical topics for each of these sections.

Reasoning

  • Direction Sense Test
  • Arithmetical Reasoning
  • Alpha-Numeric Sequence Puzzle
  • Logical Sequence of Words
  • Eligibility Test
  • Data Sufficiency
  • Logical Venn Diagrams
  • Inserting the Missing Character
  • Alphabet Test
  • Mathematical Operations
  • Logic
  • Series Completion
  • Theme Detection
  • Analogy
  • Clocks & Calendars
  • Deriving Conclusions from Passages
  • Statement – Conclusions
  • Coding-Decoding
  • Number, Ranking & Time Sequence
  • Statement – Arguments
  • Situation Reaction Test

Quantitative Aptitude

  • Problems on Trains
  • Probability
  • Permutations and Combinations
  • Simplification and Approximation
  • Numbers and Ages
  • Mensuration
  • Mixtures and Allegations
  • Indices and Surds
  • Time and Work Partnership
  • Ratio and Proportion
  • Simple Equations
  • Quadratic Equations
  • Simple Interest
  • Problems on Numbers
  • Compound Interest
  • Volumes
  • Profit and Loss
  • L.C.M and H.C.F
  • Races and Games
  • Time and Distance
  • Areas
  • Percentages
  • Averages
  • Boats and Streams
  • Pipes and Cisterns

English

  • Grammar
  • Synonyms
  • Comprehension
  • Vocabulary
  • Error Correction
  • Fill in the Blanks
  • Sentence Rearrangement
  • One phrase substitutions
  • Shuffling of sentence elements
  • Antonyms
  • Sentence construction
  • Idioms & Phrases
  • Unseen Passages

 

Union Bank SO Professional Subject Syllabus 2026

  1. Assistant Credit Manager will cover topics regarding accounting, law, economics, and financial cost topics
  2. Assistant IT Manager will cover the topics regarding information technology, computer science and electronics & communication topics.

Union Bank Credit Officer Syllabus

Chapters Topics
Accounting Concepts
  • Marginal Costing
  • Social Accounting
  • Absolute Costing
  • Cost Volume Profit Analysis
  • Activity-based Costing
  • Inventory valuation,
  • Cost Sheet and work
  • Target Costing
  • Transfer Pricing,
  • Overview of Cost Accounting Guidelines of SEBI
Corporate Accounting
  • Insurance of shares,
  • Divisible Profits and Bonus Issues,
  • Dividend Distribution,
  • Final Accounts Factories Act,
  • Underwriting,
  • Valuation of Goodwill and shares,
  • Capital Issues,
  • Forfeiture and Reissues of shares,
  • Accounting for Amalgamation companies,
  • Issues and Redemption of Debentures,
  • Acquisition of Business and Profits before Incorporation

 

Business Law
  • Provident Fund,
  • Industrial Dispute Act,
  • Labour Law,
  • Process Costing,
  • Negotiable Instruments,
  • Gratuity Act,
  • Redemption of preference shares,
  • Partnership Act,
  • Contract Act,
  • Marginal Cost and Cost Volume Profit
Management Accounting
  • Ratio Analysis,
  • Cash Flow Statement,
  • Budgeting and Budgetary Control,
  • Capital Market,
  • Sources of Finance,
  • Capital Structure,
  • Company Law Analysis,
  • Standard Costing and various analyses,
  • Capital Budgeting
Capital Structure
  • Cost of capital,
  • Funds flow statement,
  • Sources of Finance,
  • Job and Batch Costing,
  • The material, Labour cost and Overhead cost
  • Financial Statement Analysis,
  • Sources of finance,
  • Process Costing,
  • Contract Costing,
  • Budgeting and Budgetary Control
Economics
  • Micro and Macro Economics concepts,
  • Updates related to money market and RBI Policies,
  • Money Market
Basic Accounting
  • Principles and concepts of Accounting,
  • How the RBI, IRDA, and SEBI work – Functioning

Union Bank Credit Officer IT Syllabus

Chapters Topics
Electronics and Communication
  • Electrical and Electronic Measurements
  • Control Systems and Process Control
  • Transducers, Mechanical Measurement and Industrial Instrumentation
  • Analogue Electronics
  • Digital Electronics
  • Analytical, Optical Instrumentation
  • Signals, Systems, and Communications
  • Basics of Circuits and Measurement Systems
Computer Science
  • Computer Organisation and Architecture
  • Web Technologies
  • Computer Networks
  • Algorithms
  • Digital Logic
  • Information Systems and Software Engineering
  • Operating System
  • Programming and Data Structures
  • Computer Networks
  • Databases
Information Technology
  • Data Communication and Networks
  • Information and Network Security
  • Relational Database Management System
  • Computer Fundamentals and Programming
  • Cyber Law in India
  • Linux System Administration
  • Operating System

FAQs

What is the mode of Union Bank SO Exam 2026?

The Union Bank of India SO Exam 2026 will be administered exclusively in an online computer-based format.

Is there any negative marking in the Online Exam?

Yes, the examination follows a negative marking policy, where 1/4 of a mark is deducted for every incorrect response.

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